2992 Topaz Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 2992 Topaz Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,932 sqft · built 1999
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Jul 2021)
Tax Bill	$10,069 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-05-013-025.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-05-013-025.000-018`
Alternative APNs	`291305013025000034` `1713050013025000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,932 sqft Living Area
1st Floor Area	1,984 sqft
2nd Floor Area	1,249 sqft
Attic	Attic
Attic Area	782 sqft
Basement Area	1,984 sqft
Finished Basement	1,308 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Roof Material	Asphalt
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	137 ft deep x 166 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713050013025000
Old Parcel Number	291305013025000034
Street Address	2992 TOPAZ LN
City	CARMEL
State	IN
Zip	46032-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .54, SECTION 5, TOWNSHIP 17, RANGE 3, KINGS MILL, SECTION 5, LOT 140, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	05
Legal Subdivision	KINGS MILL
Legal Block	5
Legal Lot Number	140
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2042
Census Tract	111010

Owner

2992 Topaz Ln is owned and occupied by an individual who bought it in July 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2992 TOPAZ LN, CARMEL, IN 46032-9497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Deed Document Number	2021048585
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 2, 2021
Property Address	2992 TOPAZ LN, CARMEL, IN 46032-9497
Document Number	0000048585
Map Reference	CAB 2 SL 106
Instrument Date	Jun 30, 2021
Instrument	2021048585
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2992 TOPAZ LN, CARMEL, IN 46032-9497

Mortgage

Document Number	0000048586
Date	Jul 2, 2021
Instrument	2021048586

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$850,300 (-3.06%) Land $239,400 Building $610,900	$850,300 (-3.06%) Land $239,400 Building $610,900
2024	$10,069.00 (+18.58%)	$877,100 (+17.42%) Land $239,400 Building $637,700	$877,100 (+17.42%) Land $239,400 Building $637,700
2023	$8,491.00 (+14.37%) Homeowner's exemption	$747,000 (+15.12%) Land $187,000 Building $560,000	$747,000 (+15.12%) Land $187,000 Building $560,000
2022	$7,424.00 Homeowner's exemption	$648,900 Land $187,000 Building $461,900	$648,900 Land $187,000 Building $461,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2992 Topaz Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2992 Topaz Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: AT&T, Xfinity.

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