2992 Palmera Ln, Simi Valley, CA 93065 Property Records

Ventura County property record for 2992 Palmera Ln, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,371 sqft · built 2012
Lot Size	0.127 acres (5,517 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jun 2018)
Tax Bill	$7,174 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`634-0-280-275`

Property Details

APN / Parcel Number

Primary APN	`634-0-280-275`
Alternative APN	`6340181015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,371 sqft Living Area
1st Floor Area	522 sqft
2nd Floor Area	849 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	5,517 sqft (0.127 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft

Location & Zoning

Street Address	2992 PALMERA LN
City	SIMI VALLEY
State	CA
Zip	93065-4783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 584800 LOT: 27 REF: 160MR 35
Legal Subdivision	TRACT NO 5848
Legal Tract	584800
Legal Block	280
Legal Lot Number	27
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1001
Census Tract	7512

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2992 PALMERA LN, SIMI VALLEY, CA 93065-4783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Jan 4, 2013 · Amount on Record
Deed Document Number	201868956
Last Transfer Date	Aug 13, 2024
Transfer Doc	0000056997
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2992 PALMERA LN, SIMI VALLEY, CA 93065-4783
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2992 PALMERA LN, SIMI VALLEY, CA 93065-4783

Mortgage

Document Number	0000194369
Date	Nov 16, 2020
Instrument	20201116-00194369

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 9, 2019
Property Address	2992 PALMERA LN, SIMI VALLEY, CA 93065-4783
Document Number	0000037604
Map Reference	MB 160 PG 35-39
Instrument Date	Apr 1, 2019
Instrument	20190409-00037604
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2992 PALMERA LN, SIMI VALLEY, CA 93065-4783

Mortgage

Document Number	0000037605
Date	Apr 9, 2019
Instrument	20190409-00037605

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 15, 2018
Property Address	2992 PALMERA LN, SIMI VALLEY, CA 93065-4783
Document Number	0000068956
Instrument Date	May 23, 2018
Instrument	68956
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2992 PALMERA LN SIMI VALLEY CA 930654783, SIMI VALLEY, CA 93065-4783

Mortgage

Document Number	68957
Date	Jun 15, 2018
Instrument	68957

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,500 (+2%) Land $392,278 Building $211,222
2025	$7,174.00 (+1.16%)	$591,667 (+4.04%) Land $384,586 Building $207,081
2024	$7,092.00 (+6.34%)
2023	$6,669.00 (+0.3%) Homeowner's exemption	$568,693 Land $369,652 Building $199,041
2022	$6,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2017)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Rocket Broadband, Verizon.

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