Catawba County property record for 2991 Speagle Dr, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,336 sqft · built 2006 |
| Lot Size | 7.72 acres (336,283 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,500 (Sep 2016) |
| Tax Bill | $2,176 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2688-03-03-2218 |
| Primary APN | 2688-03-03-2218 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,336 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 921 sqft |
| Finished Basement | 921 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Logs |
| Lot Area | 336,283 sqft (7.72 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 392 sqft |
| Pole Barn | 1,440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2991 SPEAGLE DR |
|---|---|
| City | VALE |
| State | NC |
| Zip | 28168-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | LOT 3 PL 38-20 |
| Legal Subdivision | THREE |
| Legal Tract | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | BANDY'S |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11802 |
2991 Speagle Dr is owned by two individuals who bought it in September 2016.
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 73, VALE, NC 28168-0073 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Jun 12, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on File |
| Deed Sale | Sep 1, 2016 · Amount on File |
| Prior Sale | Mar 20, 2009 · Amount on File |
| Deed Document Number | 201615035 |
| Deed Book / Page | 3360 / 16 |
| Prior Transfer Date | Dec 5, 2006 |
| Prior Transfer Doc | 0028001767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 2991 SPEAGLE DR, VALE, NC 28168-9118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2991 SPEAGLE DR, VALE, NC 28168-9118 |
| Document Number | 0038391783 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 3839/1783 |
| Instrument | 19342 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 2991 SPEAGLE DR, VALE, NC 28168-9118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037370852 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 3737/852 |
| Instrument | 8286 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 2991 SPEAGLE DR, VALE, NC 28168-9118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034570475 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 03457/0475 |
| Instrument | 09671 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 2991 SPEAGLE DR, VALE, NC 28168-9118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036321903 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3632/1903 |
| Instrument | 2959 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 2991 Speagle Dr was $2,176, down 15.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,000 (-) Land $36,900 Building $509,100 | ||
| 2025 | $2,176.00 (-15.1%) | $546,000 Land $36,900 Building $509,100 | |
| 2024 | $2,563.00 (+3.77%) | ||
| 2023 | $2,470.00 | $352,900 Land $36,900 Building $316,000 | $546,000 Land $36,900 Building $509,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2991 Speagle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2991 Speagle Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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