2991 SE Timber Dr, Arcadia, FL 34266 Property Records

DeSoto County property record for 2991 SE Timber Dr, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1987
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on Record
Tax Bill	$1,183 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-39-25-0000-0041-0000`

Property Details

APN / Parcel Number

Primary APN	`20-39-25-0000-0041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Heated Area
Gross Area	1,768 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	1,046 sqft
Fence	Fence
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2991 SE TIMBER DR
City	ARCADIA
State	FL
Zip	34266-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-5
Legal Description	E1/2 OF SE1/4 OF NE1/4 OF SE1/4 LESS RD R/W OR 353/538 OR 371/115 INST:201814005956
Legal Range	25E
Legal Township	39S
Legal Section	20
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA WEST
Census Block Group	1
Census Block	1026
Census Tract	10406

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	2991 SE TIMBER DR, ARCADIA, FL 34266-3245
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Oct 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 5, 2015
Last Transfer Date	Oct 12, 2018
Transfer Doc	0014005956
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	2991 SE TIMBER DR, ARCADIA, FL 34266-3245
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 SE TIMBER DR, ARCADIA, FL 34266-3245

Mortgage

Document Number	0014000564
Date	Jan 27, 2021
Instrument	202114000564

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE SOTO FL
Recording Date	Oct 12, 2018
Property Address	2991 SE TIMBER DR, ARCADIA, FL 34266-3245
Document Number	0014005956
Instrument Date	Oct 3, 2018
Instrument	14005956
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2991 SE TIMBER DR ARCADIA FL 342663245, ARCADIA, FL 34266-3245

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,635 (+6.69%)	$212,578 (+4.9%) Land $65,000 Building $147,578
2024	$1,183.00 (+3.95%)
2023	$1,138.00 (+3.74%) Homeowner's exemption	$84,011 (+3%)	$202,649 (+3.67%) Land $65,000 Building $137,649
2022	$1,097.00 Homeowner's exemption	$81,564	$195,467 Land $65,000 Building $130,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	14 (1988–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Nearby Properties on SE Timber Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures