Garrard County property record for 2991 Rogers Rd, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | built 2011 |
| Lot Size | 31.4 acres (1,370,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Nov 2014) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Feb 2010 Mortgage Feb 2008 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08.07 |
| Primary APN | 09-08.07 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,370,398 sqft (31.4 acres) |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 17306 |
|---|---|
| Street Address | 2991 ROGERS RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 31.46 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 970101 |
2991 Rogers Rd, a rural home, is owned and occupied by two individuals who bought it in November 2014.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2991 ROGERS RD, LANCASTER, KY 40444-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2010 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST COMPANY |
| Feb 27, 2008 | Deed of Trust, Mortgage · Line of Credit FIRST STATE FINANCIAL INC |
| Nov 26, 2014 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on File |
| Deed Sale | Nov 26, 2014 · Amount on File |
| Deed Document Number | 2014123295 |
| Deed Book / Page | 277 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 2991 ROGERS RD, LANCASTER, KY 40444-7005 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M297/740 |
|---|---|
| Date | Feb 17, 2010 |
| Book Page | M297/740 |
| Instrument | 103083 |
| Name | BRANCH BANKING AND TRUST COMPANY |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 8, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 2991 ROGERS RD, LANCASTER, KY 40444-7005 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3610 RABBITS FOOT TRL, LEXINGTON, KY 40503-3729 |
| Document Number | 00M281/408 |
|---|---|
| Date | Feb 27, 2008 |
| Book Page | M281/408 |
| Instrument | 93627 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Address | LEXINGTON, KY 40517 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 249 Months |
| Due | Nov 19, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 26, 2014 |
| Property Address | 2991 ROGERS RD, LANCASTER, KY 40444-7005 |
| Document Number | 00D277/127 |
| Book / Page | D277 / 127 |
| Map Reference | PL CAB 4 SL 210 |
| Instrument Date | Nov 18, 2014 |
| Instrument | 123295 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3858 SUMMER MANOR DR, LEAGUE CITY, TX 77573-7789 |
| Name | Verified Name |
|---|---|
| Address | 2991 ROGERS RD, LANCASTER, KY 40444-7005 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2991 Rogers Rd was $1,652, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,500 (-) | $275,000 (+71.34%) Land $260,000 Building $15,000 | |
| 2025 | $1,652.00 (-0.48%) | $160,500 (+10.31%) Land $15,500 Building $145,000 | $160,500 (+10.31%) Land $15,500 Building $145,000 |
| 2024 | $1,660.00 (-2.81%) | $145,500 (-) Land $15,500 Building $130,000 | $145,500 (-) Land $15,500 Building $130,000 |
| 2023 | $1,708.00 (-0.93%) | $145,500 (-) Land $15,500 Building $130,000 | $145,500 (-) Land $15,500 Building $130,000 |
| 2022 | $1,724.00 | $145,500 Land $15,500 Building $130,000 | $145,500 Land $15,500 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2991 Rogers Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2991 Rogers Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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