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2991 Kaiser Rd, Fort Loramie, OH 45845 Property Records

Shelby County property record for 2991 Kaiser Rd, Fort Loramie, OH 45845

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,797 sqft · built 1991
Lot Size8.26 acres (360,111 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Jun 1997)
Tax Bill$3,973 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN03-1625200.011

Property Details

APN / Parcel Number

Primary APN03-1625200.011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,797 sqft Living Area
1st Floor Area1,720 sqft
Upper Floors Area690 sqft
Basement Area1,560 sqft
Finished Basement1,510 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Roof MaterialShingle
Lot Area360,111 sqft (8.26 acres)
Garage Area2,100 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area105 sqft
Patio Area645 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2991 KAISER RD
CityFORT LORAMIE
StateOH
Zip45845-9747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR04 T11 S25 NE QR PT CT PT 030-16-25-200-011PLAT V19 P240
JurisdictionSHELBY OH
Township / Civil DivisionCYNTHIAN
Census Block Group3
Census Block3040
Census Tract971600

Owner

2991 Kaiser Rd is owned and occupied by an individual who acquired it in September 2010.

Source: Shelby County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address2991 KAISER RD, FORT LORAMIE, OH 45845-9747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
OSGOOD STATE BANK
Oct 19, 2020Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 1997 · Amount on File
Deed SaleJun 2, 1997 · Amount on File
Prior SaleMar 17, 1995 · Amount on File
Last Transfer DateSep 28, 2010
Transfer Doc001810/677
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address2991 KAISER RD, FORT LORAMIE, OH 45845-9747
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2244/755
DateSep 24, 2020
Book Page2244/755
Instrument202000005838
Lender
NameOSGOOD STATE BANK
TypeBank
AddressOSGOOD, OH 45351
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

October 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSHELBY OH
Recording DateOct 19, 2020
Property Address2991 KAISER RD, FORT LORAMIE, OH 45845-9747
Document Number002249/139
Book / Page2249 / 139
Instrument DateOct 14, 2020
Instrument202000006428
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2991 Kaiser Rd was $3,973 with a homeowner's exemption, down 6.6% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionCynthian Township
Unified School DistrictFort Loramie Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,973.00 (-6.63%)$127,110 (-0.03%) Land $25,330 Building $101,780
2024$4,255.00 (-2%) Homeowner's exemption$127,150 (-) Land $25,010 Building $102,140
2023$4,342.00 (+15.42%) Homeowner's exemption$127,150 (+26.45%) Land $25,010 Building $102,140$363,170 Land $72,360 Building $290,810
2022$3,762.00 Homeowner's exemption$100,550 Land $20,150 Building $80,400
2020$287,260 Land $57,560 Building $229,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2991 Kaiser Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1997–2003)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2003 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2991 Kaiser Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Wabash Communications
Fixed Wireless		100 / 25
T-Mobile
Fixed Wireless		100 / 20

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