San Diego County property record for 2991 Clay Ave, San Diego, CA 92113
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 384 sqft · built 1941 |
| Lot Size | 0.31 acres (1,351 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Jun 2010) |
| Tax Bill | $2,126 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 545-501-31-00 |
| Primary APN | 545-501-31-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 384 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 1,351 sqft (0.31 acres) |
| Street Address | 2991 CLAY AVE |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92113-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RX-1-1 |
| Legal Description | BLK 323 POR TR 000281 |
| Legal Subdivision | REED & DALEYS ADD |
| Legal Tract | 000281 |
| Legal Block | 323 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 3901 |
2991 Clay Ave is owned and occupied by an individual who acquired it in October 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2991 CLAY AVE, SAN DIEGO, CA 92113-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Oct 22, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2010 · Amount on File |
| Deed Sale | Jun 7, 2010 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Document Number | 2010283100 |
| Last Transfer Date | Oct 15, 2019 |
| Transfer Doc | 0000477185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2991 CLAY AVE, SAN DIEGO, CA 92113-1324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000025200 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017-0025200 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2019 |
| Property Address | 2991 CLAY AVE, SAN DIEGO, CA 92113-1324 |
| Document Number | 0000477185 |
| Map Reference | MAP 281 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019-0477185 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2991 CLAY AVE, SAN DIEGO, CA 92113-1324 |
| Document Number | 0000477186 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019-0477186 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 2991 Clay Ave was $2,126.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $127,695 (+2%) Land $72,405 Building $55,290 | |
| 2025 | $2,126.00 | $125,192 Land $70,986 Building $54,206 |
| 2023 | $1,507.00 (+2.73%) | $120,333 Land $68,231 Building $52,102 |
| 2022 | $1,467.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2991 Clay Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2991 Clay Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks.
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