29909 N Dowell Rd, McHenry, IL 60051 Property Records

Lake County property record for 29909 N Dowell Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,849 sqft · built 1969
Lot Size	2.66 acres (115,870 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2018)
Tax Bill	$8,675 (2024)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-16-100-006`

Property Details

APN / Parcel Number

Primary APN	`09-16-100-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,849 sqft Living Area
Gross Area	3,723 sqft
1st Floor Area	1,849 sqft
Basement Area	1,008 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Enclosed Porch
Porch Area	266 sqft
Deck Area	886 sqft
Patio Area	886 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	29909 N DOWELL RD
City	MCHENRY
State	IL
Zip	60051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 2.66 A S OF RD LOT 4 S T S SECTION 16 TOWNSHIP 44 RANGE 9
Legal Range	09
Legal Township	44
Legal Section	16
Legal Subdivision	W 2.66 A S OF RD
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2044
Census Tract	864203

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30150 N DOWELL RD, MCHENRY, IL 60051-7236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Dec 27, 1994 · Amount on Record
Deed Document Number	20187525785
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 14, 2018
Property Address	29909 N DOWELL RD, MCHENRY, IL 60051
Document Number	0007525785
Instrument Date	Oct 24, 2018
Instrument	7525785
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30150 DOWELL RD, MCHENRY, IL 60051-7236

Mortgage

Document Number	0007525786
Date	Nov 14, 2018
Instrument	7525786

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,032 (+12.75%) Land $47,718 Building $87,314	$405,136 (+12.75%) Land $143,168 Building $261,968
2024	$8,675.00 (-10.17%)
2023	$9,657.00 (+4.58%)	$119,758 (+5.63%) Land $40,860 Building $78,898	$359,310 (+5.63%) Land $122,592 Building $236,718
2022	$9,234.00	$113,377 Land $41,160 Building $72,217	$340,165 Land $123,492 Building $216,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20