Grundy County property record for 2990 US 41, Pelham, TN 37366
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 932 sqft · built 1929 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,500 (Jul 2002) |
| Tax Bill | $410 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 031086 07400 |
| Primary APN | 031086 07400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Basement Area | 112 sqft |
| Finished Basement | 112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 416 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Utility Building | 1 sqft |
| Pole Barn | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2990 US 41 |
|---|---|
| City | PELHAM |
| State | TN |
| Zip | 37366-6043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03 SEE DEED OF CORRECTION BK 144 PG 440, COUNTY AREA: F02 |
| Jurisdiction | GRUNDY TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 955100 |
2990 US 41 is owned and occupied by two individuals who bought it in July 2002.
Source: Grundy County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2990 US 41, DECHERD, TN 37324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2018 | Deed of Trust, Mortgage CITIZENS TRI COUNTY BANK |
| May 10, 2018 | Warranty Deed, Transfer CITIZENS CMNTY BK/IL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2002 · Amount on File |
| Deed Sale | Jul 8, 2002 · Amount on File |
| Prior Sale | May 20, 2002 · Amount on File |
| Deed Document Number | 0000144446 |
| Deed Book / Page | 144 / 446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY TN |
| Property Address | 2990 US 41, PELHAM, TN 37366-6043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000091244 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 1094/442 |
| Instrument | 91244 |
| Name | CITIZENS TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY TN |
| Recording Date | May 10, 2018 |
| Property Address | 2990 US 41, PELHAM, TN 37366-6043 |
| Document Number | 0000091124 |
| Book / Page | 001093 / 000833 |
| Instrument Date | May 7, 2018 |
| Instrument | 91124 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | SOUTHERN TN TITLE AND ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $949.23 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 635 SEWANEE TN 373750635, SEWANEE, TN 37375-0635 |
| Document Number | 91125 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 001093/000835 |
| Instrument | 91125 |
| Name | CITIZENS CMNTY BK/IL |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 9, 2033 |
The 2025 property tax bill for 2990 US 41 was $410.
Source: Grundy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grundy County |
| Unified School District | Grundy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410.00 | $28,775 (-) Land $7,550 Building $21,225 | |
| 2024 | $410.00 | $28,775 (-) Land $7,550 Building $21,225 | |
| 2023 | $410.00 (+6.22%) | $28,775 (+64.9%) Land $7,550 Building $21,225 | |
| 2022 | $386.00 | $17,450 Land $4,925 Building $12,525 | $69,800 Land $19,700 Building $50,100 |
| 2020 | $115,100 Land $30,200 Building $84,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2990 US 41 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2990 US 41 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLSVILLE UTILITY DISTRICT serves 11,325 people · EPA ID TN0000430 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER DEPARTMENT |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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