2990 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 2990 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,858 sqft · built 2002
Lot Size0.399 acres (17,422 sqft)
Owner2 Trust Names on File
Last Sale$1,320,000 (Sep 2006)
Tax Bill$20,530 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21E08DA03500

Property Details

APN / Parcel Number

Primary APN21E08DA03500
Alternative APN
  • 00244961

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,858 sqft Living Area
1st Floor Area1,204 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area17,422 sqft
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00244961
Street Address2990 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-3662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description339 LAKE VW VILLAS PT LT 35
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionLAKE VW VILLAS
Legal Lot Number35
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2014
Census Tract20202

Owner

2990 Upper Dr is owner-occupied and held in a trust since August 2021.

Source: Clackamas County records, as of November 17, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address2990 UPPER DR, LAKE OSWEGO, OR 97035-3662
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 30, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 1, 2006 · Amount on File
Deed SaleSep 1, 2006 · Amount on File
Prior SaleSep 1, 2006 · Amount on File
Deed Document Number0000081748
Last Transfer DateAug 30, 2021
Transfer Doc0000080042
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address2990 UPPER DR, LAKE OSWEGO, OR 97035-3662
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046901
DateAug 24, 2022
Instrument2022-046901
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address2990 UPPER DR, LAKE OSWEGO, OR 97035-3662
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086929
DateOct 19, 2020
Instrument2020-086929
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLACKAMAS OR
Recording DateAug 30, 2021
Property Address2990 UPPER DR, LAKE OSWEGO, OR 97035-3662
Document Number0000080042
Instrument DateAug 30, 2021
Instrument2021-080042
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2990 UPPER DR, LAKE OSWEGO, OR 97035-3662

Tax Assessment & Valuation

The 2025 property tax bill for 2990 Upper Dr was $20,530.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,530.00$1,069,057$2,115,034 Land $489,094 Building $1,625,940
2023$19,395.00$1,007,690$2,054,301 Land $469,581 Building $1,584,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2990 Upper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2990 Upper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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