2990 Thomas Rd, Bryans Road, MD 20616 Property Records

Charles County property record for 2990 Thomas Rd, Bryans Road, MD 20616

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1958
Lot Size	0.231 acres (10,044 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2005)
Tax Bill	$3,610 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-039662`

Property Details

APN / Parcel Number

Primary APN	`07-039662`
Alternative APNs	`7039662` `039662`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,044 sqft (0.231 acres)
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	039662
Street Address	2990 THOMAS RD
City	BRYANS ROAD
State	MD
Zip	20616-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 105 BLK 4 SEC 2 INDIAN HEAD MANOR SUB
Legal Subdivision	INDIAN HEAD MANOR SUB
Legal Block	4
Legal Lot Number	105
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	2
Census Block	2003
Census Tract	850102

Owner

2990 Thomas Rd is owned by two individuals who bought it in November 2005.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	808 53RD AVE E, 32E, BRADENTON, FL 34203-5847
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2005 · Amount on File
Deed Sale	Nov 17, 2005 · Amount on File
Prior Sale	Mar 26, 1985 · Amount on File
Deed Document Number	200562205
Deed Book / Page	5553 / 414
Transfer Doc	0049990355
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2990 THOMAS RD, BRYANS ROAD, MD 20616-3311
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 THOMAS RD, BRYANS ROAD, MD 20616-3311

Mortgage

Document Number	0115220001
Date	Jan 4, 2021
Book Page	11522/1

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2990 Thomas Rd was $3,610.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,500 (+9.02%)	$314,100 (+27.06%) Land $70,100 Building $244,000
2025	$3,610.00	$247,200 Land $70,100 Building $177,100	$247,200 Land $70,100 Building $177,100
2023	$3,102.00	$211,667	$247,200 Land $70,100 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2990 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2990 Thomas Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POMUNK WATER COMPANY DISTRIBUTION SYSTEM private · serves 340 people · EPA ID MD0080084
Water Source	Purchased groundwater from BRYANS ROAD
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20