2990 Stuart St, Winnemucca, NV 89445 Property Records

Humboldt County property record for 2990 Stuart St, Winnemucca, NV 89445

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,777 sqft · built 2006
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$770,000 (Jun 2026)
Tax Bill$6,025 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-0423-06

Property Details

APN / Parcel Number

Primary APN16-0423-06
Alternative APN
  • 3638-28-453-011

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area4,777 sqft Living Area
Gross Area5,916 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStone
Construction TypeFrame
Roof TypeHip
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area1,139 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2990 STUART ST
CityWINNEMUCCA
StateNV
Zip89445-6153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionLOT 6, BLOCK O, HARMONY CYN SUBDIV. SEC: 28 TWN: 36 RNG: 38 ACRES: 0.52
Legal Range38E
Legal Township36N
Legal Section28
Legal SubdivisionHARMONY CYN
Legal BlockO
Legal Lot Number6
JurisdictionHUMBOLDT NV
Township / Civil DivisionWINNEMUCCA
Census Block Group2
Census Block2038
Census Tract10702

Owner

2990 Stuart St is owned and occupied by an individual who bought it in June 2026.

Source: Humboldt County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address2990 STUART ST, WINNEMUCCA, NV 89445-6153
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
PARAMOUNT MORTGAGE
Apr 9, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 3, 2020Bargain and Sale Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2026 · Amount on File
Deed SaleJun 2, 2026 · Amount on File
Prior SaleApr 3, 2020 · Amount on File
Deed Document Number20263586
Record UpdatedSep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionHUMBOLDT NV
Recording DateJun 2, 2026
Property Address2990 STUART ST, WINNEMUCCA, NV 89445-6153
Document Number0000003586
Instrument DateMay 26, 2026
Instrument20263586
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanySTEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$303,303.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2990 STUART ST, WINNEMUCCA, NV 89445-6153

Mortgage

Document Number0000003587,
DateJun 2, 2026
Instrument20263587
Lender
NamePARAMOUNT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT NV
Property Address2990 STUART ST, WINNEMUCCA, NV 89445-6153
Transaction TypeMortgage
Record UpdatedMay 5, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMER TTL PORTLAND WASH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003324
DateApr 9, 2021
Instrument2021-03324
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

April 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionHUMBOLDT NV
Recording DateApr 3, 2020
Property Address2990 STUART ST, WINNEMUCCA, NV 89445-6153
Document Number0000001314
Map ReferenceFILE 108514
Instrument DateMar 19, 2020
Instrument2020-01314
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2990 STUART ST, 2990, WINNEMUCCA, NV 89445-6153

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2990 STUART ST, WINNEMUCCA, NV 89445-6153

Mortgage

Document Number0000001315
DateApr 3, 2020
Instrument2020-01315
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2990 Stuart St was $6,025.

Source: Humboldt County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateNevada
CountyHumboldt County
MunicipalityWinnemucca City
Unified School DistrictHumboldt County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,547 (-0.47%) Land $22,750 Building $211,797$670,134 (-0.47%) Land $65,000 Building $605,134
2025$6,025.00 Veteran's exemption$235,650 Land $20,475 Building $215,175$673,286 Land $58,500 Building $614,786
2023$6,267.00 (+2.94%)$218,756 (+16.02%) Land $19,775 Building $198,981$625,017 (+16.02%) Land $56,500 Building $568,517
2022$6,088.00$188,550 Land $19,775 Building $168,775$538,714 Land $56,500 Building $482,214

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2990 Stuart St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2990 Stuart St is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 79% of Nevada
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINNEMUCCA
serves 8,518 people · EPA ID NV0000248
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable in parts of the area
1,000 / 1,000
Choice Broadband
Fixed Wireless
400 / 80
Verizon
Fixed Wireless
300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
120 / 20
Hot Spot Broadband
Fixed Wireless
100 / 50

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