2990 Skipping Stone Dr, Apison, TN 37302 Property Records

Hamilton County property record for 2990 Skipping Stone Dr, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,890 sqft · built 2004
Lot Size	0.328 acres (14,300 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2023)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`173A A 064`

Property Details

APN / Parcel Number

Primary APN	`173A A 064`
Alternative APN	`0000151332`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,890 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,300 sqft (0.328 acres)
Lot Dimensions	143 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000151332
Street Address	2990 SKIPPING STONE DR
City	APISON
State	TN
Zip	37302-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 51 CRYSTAL BROOK SUB PH 2 PB74 PG29
Legal Subdivision	CRYSTAL BROOK SUB
Legal Phase	2
Legal Lot Number	51
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11203

Owner

2990 Skipping Stone Dr is owned and occupied by an individual who bought it in July 2023.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2990 SKIPPING STONE DR, APISON, TN 37302-7543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Jul 13, 2023	Warranty Deed, Transfer · Line of Credit TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Nov 14, 2014 · Amount on File
Deed Document Number	2023071300048
Deed Book / Page	13344 / 144
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2990 SKIPPING STONE DR, APISON, TN 37302-7543
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000262
Date	Mar 9, 2021
Book Page	12389/304
Instrument	2021030900262

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 13, 2023
Property Address	2990 SKIPPING STONE DR, APISON, TN 37302-7543
Document Number	0000000048
Book / Page	13344 / 144
Map Reference	MB 127 PG 123
Instrument Date	Jul 10, 2023
Instrument	2023071300048
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	JONES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 SKIPPING STONE DR, APISON, TN 37302-7543

Mortgage

Document Number	0000000140
Date	Jul 10, 2023
Book Page	13340/415
Instrument	2023071000140

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2990 Skipping Stone Dr was $4,037, up 23.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,037.00 (+23.91%)	$266,400 (+82.94%)	$1,065,600 (+82.94%) Land $70,000 Building $995,600
2024	$3,258.00 (-0.28%)	$145,625 (-)	$582,500 (-) Land $55,000 Building $527,500
2023	$3,267.00	$145,625 (-)	$582,500 (-) Land $55,000 Building $527,500
2022	$3,267.00	$145,625	$582,500 Land $55,000 Building $527,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2990 Skipping Stone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2990 Skipping Stone Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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