2990 Ray Owens Rd, Appling, GA 30802 Property Records

Columbia County property record for 2990 Ray Owens Rd, Appling, GA 30802

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,068 sqft · built 2018
Lot Size	10.6 acres (464,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Dec 2017)
Tax Bill	$7,178 (2026)
Deeds & Mortgages	May 2024 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026 004R`

Property Details

APN / Parcel Number

Primary APN	`026 004R`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,068 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	464,350 sqft (10.6 acres)

Location & Zoning

Street Address	2990 RAY OWENS RD
City	APPLING
State	GA
Zip	30802-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A4 10.66 ACS
Legal Tract	A4
Jurisdiction	COLUMBIA GA
Township / Civil Division	APPLING
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2990 RAY OWENS RD, APPLING, GA 30802-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED CREDIT UNION
Mar 4, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2018	Loan Modification, Mortgage 1ST SIGNATURE LNDG
Jan 2, 2018	Warranty Deed, Construction Loan · Construction Mortgage 1ST SIGNATURE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	20178077
Deed Book / Page	11250 / 84
Last Transfer Date	Mar 4, 2021
Transfer Doc	0000001447
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	2990 RAY OWENS RD, APPLING, GA 30802-2229
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 RAY OWENS RD, APPLING, GA 30802-2229

Mortgage

Document Number	015169/139
Date	May 24, 2024
Book Page	0000015169/0000000139

Lender

Name	ASSOCIATED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 4, 2021
Property Address	2990 RAY OWENS RD, APPLING, GA 30802-2229
Document Number	0000001447
Book / Page	13288 / 82
Instrument Date	Mar 4, 2021
Instrument	2021-001447
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 RAY OWENS RD, APPLING, GA 30802-2229

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLUMBIA GA
Property Address	2990 RAY OWENS RD, APPLING, GA 30802-2229
Document Number	1698/0001
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2990 RAY OWENS RD APPLING GA 308022229, APPLING, GA 30802-2229

Mortgage

Document Number	1698/0001
Date	Nov 1, 2018
Book Page	011698/000001

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jan 2, 2018
Property Address	2990 RAY OWENS RD, APPLING, GA 30802-2229
Document Number	1250/0084
Book / Page	011250 / 000084
Instrument Date	Dec 8, 2017
Transaction Type	Construction Loan
Record Updated	Jan 18, 2018
Title Company	VANTAGE POINT TITLE

Transaction

Amount	Amount Recorded
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	RAY OWENS RD APPLING GA 30802, APPLING, GA 30802

Mortgage

Document Number	1250/0087
Date	Jan 2, 2018
Book Page	011250/000087

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,178.00 (-6.5%)	$322,236 (+0.04%) Land $116,706 Building $205,530	$805,589 (+0.04%) Land $291,765 Building $513,824
2025	$7,677.00 (+41.69%)	$322,099 (+51.23%) Land $120,192 Building $201,907	$805,248 (+51.23%) Land $300,480 Building $504,768
2023	$5,418.00 (+3.56%)	$212,985 (+5.7%) Land $55,166 Building $157,819	$532,463 (+5.7%) Land $137,915 Building $394,548
2022	$5,232.00	$201,502 Land $46,638 Building $154,864	$503,755 Land $116,595 Building $387,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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