2990 Melton Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2990 Melton Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 2005
Lot Size	0.23 acres (10,020 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-31.0-2-002-013.01`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-31.0-2-002-013.01`

Interior

Full Baths	2 Baths
Building Area	1,320 sqft Living Area
Gross Area	2,040 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,020 sqft (0.23 acres)
Garage Type	Attached
Garage Area	720 sqft
Porch	Stoop
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2990 MELTON DR
City	ARNOLD
State	MO
Zip	63010-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARDSON HEIGHTS 3 LOT 2
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	RICHARDSON HEIGHTS 3
Legal Block	3
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3006
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2990 MELTON DR, ARNOLD, MO 63010-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 3, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2018
Transfer Doc	2018R013158
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Apr 8, 2026
Property Address	2990 MELTON DR, ARNOLD, MO 63010-3707
Document Number	0000009337
Instrument Date	Apr 3, 2026
Instrument	20269337
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 MELTON DR, ARNOLD, MO 63010-3707
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009337,
Date	Apr 8, 2026
Instrument	20269337

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2990 MELTON DR, ARNOLD, MO 63010-3707
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 MELTON DR, ARNOLD, MO 63010-3707

Mortgage

Document Number	2021R034679
Date	Aug 9, 2021
Instrument	2021R-034679

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	May 3, 2018
Property Address	2990 MELTON DR, ARNOLD, MO 63010-3707
Document Number	0000013157
Instrument Date	Apr 27, 2018
Instrument	13157
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,300 (+1.44%) Land $1,200 Building $41,100	$222,800 (+1.36%) Land $6,500 Building $216,300
2025	$2,825.00 (+4.63%)	$41,700 (+8.03%) Land $1,200 Building $40,500	$219,800 (-) Land $6,500 Building $213,300
2024	$2,700.00 (+0.6%)		$219,800 (+8.12%) Land $6,500 Building $213,300
2023	$2,684.00	$38,600 Land $1,200 Building $37,400	$203,300 Land $6,500 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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