2990 House Finch Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2990 House Finch Rd, Harmony, FL 34773

Property Summary

Property TypeVacant Land
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$429,990 (Feb 2026)
Tax Bill$2,982 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-26-32-5376-0001-1310

Property Details

APN / Parcel Number

Primary APN18-26-32-5376-0001-1310
Alternative APN
  • 263218537600011310

Exterior

Lot Area4,791 sqft (0.11 acres)

Location & Zoning

Street Address2990 HOUSE FINCH RD
CityHARMONY
StateFL
Zip34773-6274
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionVILLAGES AT HARMONY PH 2E & 2F PB 36 PGS 8-15 LOT 131
Legal SubdivisionVILLAGES AT HARMONY PHASE 2E AND 2F
Legal Lot Number131
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

2990 House Finch Rd, vacant land, is owned and occupied by two individuals who bought it in February 2026.

Source: Osceola County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address2990 HOUSE FINCH RD, HARMONY, FL 34773-6274
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2026 · Amount on File
Deed SaleFeb 24, 2026 · Amount on File
Prior SaleJul 21, 2025 · Amount on File
Deed Document Number202625652
Deed Book / Page6927 / 2984
Record UpdatedSep 20, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2026
Property Address2990 HOUSE FINCH RD, HARMONY, FL 34773-6274
Document Number0069272984
Book / Page6927 / 2984
Map ReferenceMB 36 PG 8-15
Instrument DateFeb 20, 2026
Instrument2026025652
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 1, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,982.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2990 HOUSE FINCH RD, HARMONY, FL 34773-6274

Mortgage

Document Number0069272985
DateFeb 24, 2026
Instrument6927/2985
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2990 House Finch Rd was $2,982.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,982.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2990 House Finch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2990 House Finch Rd is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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