2990 Fossil Hill Dr E, Hernando, MS 38632 Property Records

DeSoto County property record for 2990 Fossil Hill Dr E, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,843 sqft · built 2020
Lot Size	0.698 acres (30,442 sqft)
Owner	Individual Name on File
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-15-01-0-00069-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-15-01-0-00069-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,843 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,442 sqft (0.698 acres)
Pool Area	648 sqft
Patio Area	640 sqft

Location & Zoning

Street Address	2990 FOSSIL HILL DR E
City	HERNANDO
State	MS
Zip	38632-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	FIELDBROOK PHASE 2 SEC A LOT 69
Legal Range	07
Legal Township	03
Legal Section	15
Legal Subdivision	FIELDBROOK PH 2
Legal Phase	2
Legal Lot Number	69
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-5-15-01-0-00069-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2990 FOSSIL HILL DR, HERNANDO, MS 38632-7468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2020
Deed Sale	Oct 20, 2020
Deed Document Number	0000093682
Deed Book / Page	936 / 82
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 20, 2020
Property Address	2990 FOSSIL HILL DR E, HERNANDO, MS 38632-6104
Document Number	0000936/82
Book / Page	936 / 82
Map Reference	MB 130 PG 4
Instrument Date	Oct 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 GREEN PORT DR, 1990, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2990 FOSSIL HILL DR, HERNANDO, MS 38632-7468

Mortgage

Document Number	0005069645
Date	Oct 20, 2020
Instrument	5069/645

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,395.00 (+18.5%)	$44,682 (+41.55%) Land $4,000 Building $40,682	$446,817 (+41.55%) Land $40,000 Building $406,817
2023	$2,865.00	$31,566	$315,655 Land $40,000 Building $275,655

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 95 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO serves 14,457 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.