2990 Cherry Rd, Memphis, TN 38118 Property Records

Shelby County property record for 2990 Cherry Rd, Memphis, TN 38118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 909 sqft · built 1959
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,250 (Jun 2010)
Tax Bill	$540 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-3059-0-0029`

Property Details

APN / Parcel Number

Primary APN	`07-3059-0-0029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	909 sqft Living Area
1st Floor Area	909 sqft
Utility Area	45 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	60 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2990 CHERRY RD
City	MEMPHIS
State	TN
Zip	38118-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	WINCHESTER HEIGHTS
Legal Block	C
Legal Lot Number	132
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	3
Census Block	3016
Census Tract	10610

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 226, ARLINGTON, TN 38002-0226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage FEDTRUST FCU
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDTRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2010 · Amount on Record
Deed Sale	Jun 2, 2010 · Amount on Record
Prior Sale	May 21, 1998 · Amount on Record
Deed Document Number	201055916
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2990 CHERRY RD, MEMPHIS, TN 38118-2924
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023107249
Date	Dec 20, 2023
Instrument	23107249

Lender

Name	FEDTRUST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	1 Months
Due	Jan 1, 2024

Interest

Rate	5.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2990 CHERRY RD, MEMPHIS, TN 38118-2924
Document Number	0000098111
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 TALFORD CV EADS TN 380286232, EADS, TN 38028-6232

Mortgage

Document Number	0000098111
Date	Sep 20, 2019
Instrument	98111

Lender

Name	FEDTRUST FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.7%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$540.00 (-37.28%)	$20,075 (+41.87%) Land $4,125 Building $15,950	$80,300 (+41.87%) Land $16,500 Building $63,800
2023		$14,150 Land $2,875 Building $11,275
2022	$861.00
2021			$56,600 Land $11,500 Building $45,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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