299 Westervelt Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 299 Westervelt Pl, Lodi, NJ 07644

Property Summary

Property TypeCommercial
Detailsbuilt 1901
Lot Size0.08 acres (3,498 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Jun 2017)
Tax Bill$12,390 (2025)
Deeds & MortgagesSep 2025 Mortgage
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN31-00058-0000-00033

Property Details

APN / Parcel Number

Primary APN31-00058-0000-00033
Alternative APNs
  • 310005800033
  • 124400

Interior

Stories2 Stories

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialBrick
Construction TypeBrick
Lot Area3,498 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number124400
Street Address299 WESTERVELT PL
CityLODI
StateNJ
Zip07644-1245
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR2
Legal Description35X100
Legal SubdivisionNEW YORK & NEW JERSEY REAL EST
Legal Block58
Legal Lot Number33
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group2
Census Block2009
Census Tract30202

Owner

299 Westervelt Pl, a commercial property, is owned by an individual who acquired it in February 2021.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address8 E MADISON AVE, DUMONT, NJ 07628-2416
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 12, 2021Intrafamily Transfer, Transfer
THE NEW CHOICE TITLE AGENCY
Jun 29, 2017Deed, Transfer · Commercial Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2017 · Amount on File
Deed SaleJun 29, 2017 · Amount on File
Prior SaleApr 12, 1978
Deed Document Number201749612
Deed Book / Page2653 / 1245
Last Transfer DateFeb 4, 2021
Transfer Doc0040711137
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address299 WESTERVELT PL, LODI, NJ 07644-1245
Transaction TypeMortgage
Record UpdatedOct 9, 2025
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 WEBSTER DR, NEW MILFORD, NJ 07646-1117

Mortgage

Document Number0056090043
DateSep 25, 2025
Book Page5609/43
Instrument2025066085
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address299 WESTERVELT PL, LODI, NJ 07644-1245
Transaction TypeMortgage
Record UpdatedNov 2, 2023
Title CompanyNEW CHOICE TITLE AGCY LLC, NEW CHOICE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046020538
DateMar 2, 2022
Book Page4602/538
Instrument2022026275
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address299 WESTERVELT PL, LODI, NJ 07644-1245
Transaction TypeMortgage
Record UpdatedMay 9, 2022
Title CompanyNEW CHOICE TITLE AGCY LLC, NEW CHOICE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046020538
DateMar 2, 2022
Book Page4602/538
Instrument2022026274
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateApr 12, 2021
Property Address299 WESTERVELT PL, LODI, NJ 07644-1245
Document Number0040711137
Book / Page4071 / 1137
Instrument DateFeb 4, 2021
Instrument2021054479
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyTHE NEW CHOICE TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 WESTERVELT PL, LODI, NJ 07644-1245

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 29, 2017
Property Address299 WESTERVELT PL, LODI, NJ 07644-1245
Document Number0026531245
Book / Page02653 / 1245
Instrument DateJun 13, 2017
Instrument17-049612
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyCHICAGO TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,988.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8525 VIA GARIBALDI CIR # CIR203, 8525, ESTERO, FL 33928-2319

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address299 WESTERVELT PL, LODI, NJ 07644-1245

Mortgage

Document Number0026531253
DateJun 29, 2017
Book Page02653/1253
Instrument17-049612.01
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 299 Westervelt Pl was $12,390, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,000 (-) Land $149,500 Building $200,500$350,000 (-) Land $149,500 Building $200,500
2025$12,390.00 (+5.61%)$350,000 Land $149,500 Building $200,500$350,000 Land $149,500 Building $200,500
2024$11,732.00
2023$350,000 Land $149,500 Building $200,500$350,000 Land $149,500 Building $200,500
2022$11,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 299 Westervelt Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 299 Westervelt Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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