Orange County property record for 299 W 4th Ave, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,239 sqft · built 1984 |
| Lot Size | 0.385 acres (16,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $862,000 (Jan 2026) |
| Tax Bill | $11,238 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-23-28-9336-03-200 |
| Primary APN | 17-23-28-9336-03-200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,239 sqft Living Area |
| Gross Area | 3,936 sqft |
| 1st Floor Area | 1,270 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,750 sqft (0.385 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 710 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 299 W 4TH AVE |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | PLAT OF WINDERMERE G/36 LOT 320 IN SEC 8-23-28 SW1/4 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 3 |
| Legal Lot Number | 320 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 14809 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 299 W 4TH AVE, WINDERMERE, FL 34786-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jan 9, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| Apr 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 22, 2019 | Warranty Deed, Transfer · ARM HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2025 · Amount on Record |
| Deed Document Number | 202616680 |
| Prior Transfer Date | Apr 20, 2019 |
| Prior Transfer Doc | 0000263062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 9, 2026 |
| Property Address | 299 W 4TH AVE, WINDERMERE, FL 34786-8503 |
| Document Number | 0000016680 |
| Map Reference | MB G PG 36-39 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 20260016680 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,034.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7200 LAKE DR, ORLANDO, FL 32809-6825 |
| Name | Verified Name |
|---|---|
| Address | 299 W 4TH AVE, WINDERMERE, FL 34786-8503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 299 W 4TH AVE, WINDERMERE, FL 34786-8503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6020 MARLEON DR, WINDERMERE, FL 34786-7022 |
| Document Number | 0000048882 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 20220048882 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SALEM, WI 53168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 30, 2019 |
| Property Address | 299 W 4TH AVE, WINDERMERE, FL 34786-8503 |
| Document Number | 0000263062 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 263062 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6020 MARLEON DR WINDERMERE FL 347867022, WINDERMERE, FL 34786-7022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 22, 2019 |
| Property Address | 299 W 4TH AVE, WINDERMERE, FL 34786-8503 |
| Document Number | 0000242815 |
| Map Reference | MB G PG 36-39 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 20190242815 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | VISION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 299 W AVENUE, 299, LAKE MARY, FL 32746 |
| Name | Verified Name |
|---|---|
| Address | 6020 MARLEON DR, WINDERMERE, FL 34786-7022 |
| Document Number | 0000242816 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 20190242816 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 299 W 4TH AVE, WINDERMERE, FL 34786-8503 |
| Document Number | 0000420542 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 299 W 4TH AVE WINDERMERE FL 347868503, WINDERMERE, FL 34786-8503 |
| Document Number | 0000420542 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 420542 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 27, 2032 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,030 (+0.03%) Land $365,000 Building $282,030 | $647,030 (-1.47%) Land $365,000 Building $282,030 | |
| 2025 | $11,238.00 (+6.57%) | $646,836 (+3.53%) | $656,650 (+5.1%) Land $365,000 Building $291,650 |
| 2024 | $10,545.00 (+7.02%) | ||
| 2023 | $9,853.00 (+16.49%) | $624,771 (+28.56%) Land $365,000 Building $259,771 | $624,771 (+28.56%) Land $365,000 Building $259,771 |
| 2022 | $8,458.00 | $485,977 Land $265,000 Building $220,977 | $485,977 Land $265,000 Building $220,977 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (2004–2017) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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