Caldwell County property record for 299 Spruce Ave, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,532 sqft · built 1969 |
| Lot Size | 0.282 acres (12,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Mar 2020) |
| Tax Bill | $1,245 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 43 5 3 |
| Primary APN | 03 43 5 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,532 sqft Heated Area |
| Gross Area | 2,382 sqft |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 766 sqft |
| Unfinished Basement | 766 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,272 sqft (0.282 acres) |
| Lot Dimensions | 118 ft deep x 104 ft wide |
| Garage Area | 1 sqft |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 168354 |
|---|---|
| Street Address | 299 SPRUCE AVE |
| City | HUDSON |
| State | NC |
| Zip | 28638-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1983 PG 1684 YR 20 ST 300.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 299 SPRUCE AVE, HUDSON, NC 28638-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Mar 13, 2020 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG |
| Dec 8, 2017 | Warranty Deed, Transfer · Conventional with PMI STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | Dec 8, 2017 · Amount on Record |
| Deed Document Number | 202010042205 |
| Deed Book / Page | 1983 / 1684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 299 SPRUCE AVE, HUDSON, NC 28638-2423 |
| Document Number | 0010051202 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 299 SPRUCE AVE HUDSON NC 286382423, HUDSON, NC 28638-2423 |
| Document Number | 0010051202 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 002005/001693 |
| Instrument | 10051202 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 13, 2020 |
| Property Address | 299 SPRUCE AVE, HUDSON, NC 28638-2423 |
| Document Number | 0010042205 |
| Book / Page | 001983 / 001684 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 10042205 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 299 SPRUCE AVE HUDSON NC 286382423, HUDSON, NC 28638-2423 |
| Document Number | 10042206 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 001983/001688 |
| Instrument | 10042206 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Dec 8, 2017 |
| Property Address | 299 SPRUCE AVE, HUDSON, NC 28638-2423 |
| Document Number | 0010017630 |
| Book / Page | 001931 / 002106 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 10017630 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 299 SPRUCE AVE HUDSON NC 286382423, HUDSON, NC 28638-2423 |
| Document Number | 10017631 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 001931/002108 |
| Instrument | 10017631 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,245.00 (-20.7%) | $199,000 (-) Land $13,100 Building $185,900 | |
| 2025 | $1,570.00 (+64.57%) | $199,000 (+62.32%) Land $13,100 Building $185,900 | $199,000 (+62.32%) Land $13,100 Building $185,900 |
| 2023 | $122,600 (-) Land $13,100 Building $109,500 | $122,600 (-) Land $13,100 Building $109,500 | |
| 2022 | $954.00 | $122,600 Land $13,100 Building $109,500 | $122,600 Land $13,100 Building $109,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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