299 Main St, Charlestown, MA 02129 Property Records

Suffolk County and Boston City property record for 299 Main St, Charlestown, MA 02129

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 817 sqft · built 1975
Lot Size	0.019 acres (817 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Sep 2018)
Tax Bill	$7,261 (2025)
Deeds & Mortgages	Oct 2024 Refinance Jan 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR W:02 P:00561 S:002`

Property Details

APN / Parcel Number

Primary APN	`CHAR W:02 P:00561 S:002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	817 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	817 sqft (0.019 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	299 MAIN ST
City	CHARLESTOWN
State	MA
Zip	02129-2919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Legal Subdivision	299-301-303 MAIN STREET CONDO
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1006
Census Tract	40401

Owner

299 Main St, a condominium, is owned and occupied by an individual who bought it in September 2018.

Source: Suffolk County and Boston City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MILLBURY NATIONAL BANK
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 4, 2018	Quit Claim Deed, Transfer BLUE HILLS BANK
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Mar 14, 2018
Deed Book / Page	60121 / 23
Transfer Doc	0000078789
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070677-62
Date	Oct 8, 2024
Book Page	70677/62
Instrument	62613

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064554-47
Date	Jan 12, 2021
Book Page	64554/47
Instrument	3049

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	469 Months
Due	Feb 1, 2060

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61511-199
Date	Jul 31, 2019
Book Page	61511/199
Instrument	62754

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62627-57
Date	Mar 4, 2020
Book Page	62627/57
Instrument	18162

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63887-314
Date	Oct 2, 2020
Book Page	63887/314
Instrument	85110

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOSTON MA
Recording Date	Sep 4, 2018
Property Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Document Number	60121-23
Book / Page	60121 / 23
Instrument	78789
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	601210027
Date	Sep 4, 2018
Instrument	60121/0027

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOSTON MA
Recording Date	Mar 14, 2018
Property Address	299 MAIN ST, CHARLESTOWN, MA 02129-2919
Document Number	59299-36
Book / Page	059299 / 000036
Instrument Date	Mar 8, 2018
Instrument	20843
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 PUTNAM ST CHARLESTOWN MA 021293816, CHARLESTOWN, MA 02129-3816

Tax Assessment & Valuation

The 2025 property tax bill for 299 Main St was $7,261, up 6.4% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,261.00 (+6.44%)	$627,000 (+0.18%) Building $627,000	$752,780 (+2.56%)
2024	$6,822.00 (+4.62%)	$625,900 (+3.08%) Building $625,900	$733,970
2023	$6,521.00	$607,200 Building $607,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 299 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 units insured incl. 2 condo units
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 299 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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