299 Independence Pl, Cullowhee, NC 28723 Property Records

Jackson County property record for 299 Independence Pl, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,108 sqft · built 1996
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$1,752 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN7559-83-4446

Property Details

APN / Parcel Number

Primary APN7559-83-4446
Alternative APN
  • 68814

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,108 sqft Heated Area
1st Floor Area1,054 sqft
Upper Floors Area1,054 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area204 sqft
Deck Area30 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address299 INDEPENDENCE PL
CityCULLOWHEE
StateNC
Zip28723-8122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF WAYEHUTTA RD
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group3
Census Block3020
Census Tract950600

Owner

299 Independence Pl is owned and occupied by two individuals.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address299 INDEPENDENCE PL, CULLOWHEE, NC 28723-8122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address299 INDEPENDENCE PL, CULLOWHEE, NC 28723-8122
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 INDEPENDENCE PL, CULLOWHEE, NC 28723-8122

Mortgage

Document Number0023201324
DateNov 24, 2021
Book Page2320/1324
Lender
NameSELECT BANK & TRUST CO
TypeBank
AddressDUNN, NC 28335
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 299 Independence Pl was $1,752.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$461,293 Land $30,310 Building $430,983
2025$1,752.00
2023$1,061.00$279,230 Land $25,840 Building $253,390

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 299 Independence Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 299 Independence Pl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

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