Iredell County property record for 299 Flower House Loop, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1950 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Apr 2019) |
| Tax Bill | $1,141 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4740-73-2103.000 |
| Primary APN | 4740-73-2103.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,044 sqft Heated Area |
| Gross Area | 3,376 sqft |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Width | 161 ft Width |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Canopy | 320 sqft |
| Storage Building | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80061790 |
|---|---|
| Street Address | 299 FLOWER HOUSE LOOP |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | NIXON SR 1312 |
| Legal Subdivision | FALLSTOWN CENTRAL |
| Legal Block | 73 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | BARRINGER |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 61202 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Sep 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAP MTG |
| Apr 5, 2019 | Warranty Deed, Transfer · FHA Mortgage WYNDHAM CAP MTG |
| Apr 15, 2019 | Correction Deed ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on File |
| Deed Sale | Apr 5, 2019 · Amount on File |
| Prior Sale | Mar 10, 1975 · Amount on File |
| Deed Book / Page | 2611 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | May 1, 2026 |
| Property Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Document Number | 3211001164 |
| Book / Page | 3211 / 1164 |
| Instrument Date | Apr 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Document Number | 3211001164, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 3211/1164 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Document Number | 0002944212 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 2944/212 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Document Number | 26122110 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 299 FLOWER HOUSE LOOP TROUTMAN NC 281669573, TROUTMAN, NC 28166-9573 |
| Document Number | 26122110 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 002612/002110 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 5, 2019 |
| Property Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Document Number | 2611185 |
| Book / Page | 002611 / 000185 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 299 FLOWER HOUSE LOOP TROUTMAN NC 281669573, TROUTMAN, NC 28166-9573 |
| Document Number | 2611188 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 002611/000188 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 15, 2019 |
| Property Address | 299 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-9573 |
| Document Number | 26122107 |
| Book / Page | 002612 / 002107 |
| Instrument Date | Apr 5, 2019 |
| Record Updated | May 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 299 FLOWER HOUSE LOOP TROUTMAN NC 281669573, TROUTMAN, NC 28166-9573 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,170 (-) Land $46,000 Building $134,170 | $180,170 (-) Land $46,000 Building $134,170 | |
| 2025 | $1,141.00 | $180,170 (-) Land $46,000 Building $134,170 | $180,170 (-) Land $46,000 Building $134,170 |
| 2024 | $1,141.00 | $180,170 (-) Land $46,000 Building $134,170 | $180,170 (-) Land $46,000 Building $134,170 |
| 2023 | $1,141.00 (+53.98%) | $180,170 (+68.46%) Land $46,000 Building $134,170 | $180,170 (+68.46%) Land $46,000 Building $134,170 |
| 2022 | $741.00 | $106,950 Land $28,470 Building $78,480 | $106,950 Land $28,470 Building $78,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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