299 Chesapeake Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 299 Chesapeake Dr, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$335,900 (Apr 2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
APN21-25-31-3688-0001-0720

Property Details

APN / Parcel Number

Primary APN21-25-31-3688-0001-0720
Alternative APN
  • 253121368800010720

Exterior

Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Street Address299 CHESAPEAKE DR
CitySAINT CLOUD
StateFL
Zip34771-9459
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBRIDGE POINTE PB 36 PGS 124-127 LOT 72
Legal SubdivisionBRIDGE POINTE
Legal Lot Number72
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address299 CHESAPEAKE DR, SAINT CLOUD, FL 34771-9459
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Special Warranty Deed, Transfer · FHA Mortgage
VANDERBILT MORTGAGE AND FINANCE, INC
Apr 14, 2026Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
VANDERBILT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Deed Document Number202649265
Deed Book / Page6954 / 2830
Record UpdatedOct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 14, 2026
Property Address299 CHESAPEAKE DR, SAINT CLOUD, FL 34771-9459
Document Number0000049265
Book / Page6954 / 2830
Instrument DateApr 10, 2026
Instrument202649265
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$237,481.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 CHESAPEAKE DR, SAINT CLOUD, FL 34771-9459

Mortgage

Document Number0000049266,
DateApr 14, 2026
Instrument202649266
Lender
NameVANDERBILT MORTGAGE AND FINANCE, INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 14, 2026
Property Address299 CHESAPEAKE DR, SAINT CLOUD, FL 34771-9459
Document Number0069542830
Book / Page6954 / 2830
Instrument DateApr 10, 2026
Instrument202649265
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 27, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$237,481.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 CHESAPEAKE DR, SAINT CLOUD, FL 34771-9459

Mortgage

Document Number0000049266,
DateApr 14, 2026
Instrument202649266
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.4%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$11,000 Land $11,000$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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