Grayson County property record for 299 Cathern St, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,239 sqft · built 1979 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $644 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 73A7-A-19 |
| Primary APN | 73A7-A-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| Gross Area | 3,778 sqft |
| 1st Floor Area | 2,065 sqft |
| Basement Area | 826 sqft |
| Finished Basement | 826 sqft |
| Unfinished Basement | 826 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1998 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 102 sqft |
| Patio Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10925 |
|---|---|
| Street Address | 299 CATHERN ST |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | .8 73A7-A-19 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 60201 |
Source: Grayson County records · APN 73A7-A-19
Assessment roll updated June 1, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 199 CATHERN ST, INDEPENDENCE, VA 24348 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 299 CATHERN ST, INDEPENDENCE, VA 24348-5005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000674/402 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 674/402 |
| Instrument | 220001834 |
| Name | AMERICAN ADVISORS GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.34% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Margin | 5 |
Source: Grayson County records · Assessment roll updated June 1, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Municipality | Independence Town |
| Unified School District | Grayson County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $644.00 (+7.33%) | $111,200 (-) Land $11,000 Building $100,200 | $111,200 (-) Land $11,000 Building $100,200 |
| 2023 | $600.00 | $111,200 Land $11,000 Building $100,200 | $111,200 Land $11,000 Building $100,200 |
Source: FEMA National Flood Hazard Layer as of August 28, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Moderate above 56% of the US · above 85% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 24 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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