Wayne County property record for 29891 James Ct, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,869 sqft · built 1972 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,590 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 36 012 01 0049 000 |
| Primary APN | 36 012 01 0049 000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,869 sqft Living Area |
| 1st Floor Area | 649 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 126 ft deep x 140 ft wide |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 29891 JAMES CT |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01H49 T5S LOT 49 KINGSBRIDGE SUB PC 355 L93 P37, 38 WCR |
| Legal Subdivision | KINGSBRIDGE |
| Legal Lot Number | 49 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 597000 |
29891 James Ct is owned and occupied by two individuals who acquired it in September 2007.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29891 JAMES CT, GIBRALTAR, MI 48173-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2007 |
| Deed Sale | Sep 21, 2007 |
| Prior Sale | Feb 9, 2004 · Amount on File |
| Deed Document Number | 2007375670 |
| Deed Book / Page | 46677 / 682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 29891 JAMES CT, GIBRALTAR, MI 48173-9415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0555680929 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 55568/929 |
| Instrument | 2020033151 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,900 (+16%) | $295,800 (+16%) | |
| 2025 | $4,590.00 (+19.62%) | ||
| 2023 | $127,500 (-2.45%) | $255,000 (-2.45%) | |
| 2022 | $130,700 | $261,400 | |
| 2021 | $3,837.00 (+1.4%) | ||
| 2020 | $3,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29891 James Ct in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | 577.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 112 (1980–2023) |
| Claims Outside the SFHA | 33 of 112 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29891 James Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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