2989 W 200 S, Monroe, IN 46772 Property Records

Adams County property record for 2989 W 200 S, Monroe, IN 46772

Property Summary

Property Type	Rural Home
Details	6 bd · 3,098 sqft · built 1989
Lot Size	16.3 acres (713,513 sqft)
Owner	Individual Name on File
Tax Bill	$6,824 (2025)
Deeds & Mortgages	Nov 2022 Refinance Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-08-07-300-003.000-008`

Property Details

APN / Parcel Number

Primary APN	`01-08-07-300-003.000-008`
Alternative APNs	`01008000005696` `00935532019`

Interior

Bedrooms	6 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
1st Floor Area	3,098 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Asphalt
Lot Area	713,513 sqft (16.3 acres)
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00935532019
Street Address	2989 W 200 S
City	MONROE
State	IN
Zip	46772-9760
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S/2 SW S OF CRK SEC 7 (16.38A)
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4037
Census Tract	30500

Owner

2989 W 200 S, a rural home, is owned and occupied by an individual.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2989 W 200 S, MONROE, IN 46772-9760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Sep 8, 2022	Deed, Transfer · ARM FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2989 W 200 S, MONROE, IN 46772-9760
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004901
Date	Nov 9, 2022
Instrument	2022004901

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2032

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 8, 2022
Property Address	2989 W 200 S, MONROE, IN 46772-9760
Document Number	2022003979
Instrument Date	Aug 18, 2022
Instrument	2022003979
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2989 W 200 S, MONROE, IN 46772-9760

Mortgage

Document Number	2022003980
Date	Sep 8, 2022
Instrument	2022003980

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.29%
Type Change Date	Sep 1, 2027
Index	1-Year CMT
Margin	4

Tax Assessment & Valuation

The 2025 property tax bill for 2989 W 200 S was $6,824 with a homeowner's exemption, up 4.8% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,824.00 (+4.82%) Homeowner's exemption	$711,600 Land $66,800 Building $644,800	$711,600 Land $66,800 Building $644,800
2024	$6,510.00 (+38.57%)
2023	$4,698.00 (+49.76%)	$499,000 (+66.67%) Land $63,800 Building $435,200	$499,000 (+66.67%) Land $63,800 Building $435,200
2022	$3,137.00	$299,400 Land $46,400 Building $253,000	$299,400 Land $46,400 Building $253,000
2020	$2,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2989 W 200 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2989 W 200 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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