2989 Pea Rdg Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 2989 Pea Rdg Rd, Cornelia, GA 30531

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,946 sqft · built 1976
Lot Size	51.8 acres (2,256,408 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Nov 2020)
Tax Bill	$12,280 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026 101`

Property Details

APN / Parcel Number

Primary APN	`026 101`
Alternative APNs	`026 101 1` `679924` `487281`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,946 sqft Heated Area
Gross Area	4,488 sqft
1st Floor Area	1,946 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Unfinished Basement	1,686 sqft
Flooring	Hardwood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	2,256,408 sqft (51.8 acres)
Lot Width	710 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Canopy	720 sqft
Poultry House	14,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	487281
Street Address	2989 PEA RIDGE RD
City	CORNELIA
State	GA
Zip	30531-4920
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-63 PB 12-257 1238-179
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1010
Census Tract	603

Owner

2989 Pea Rdg Rd, a rural home, is owned by an individual who bought it in November 2020.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Deed Document Number	20202235
Deed Book / Page	1238 / 179
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 4, 2020
Property Address	2989 PEA RIDGE RD, CORNELIA, GA 30531-4920
Document Number	001238/179
Book / Page	1238 / 179
Instrument Date	Nov 4, 2020
Instrument	2020-002235
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2989 PEA RIDGE RD, CORNELIA, GA 30531-4920

Mortgage

Document Number	0000001238/0000000181
Date	Nov 6, 2020
Book Page	0000001238/0000000181

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2989 Pea Rdg Rd was $12,280.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,280.00	$710,607 Land $191,257 Building $519,350	$1,776,519 Land $478,143 Building $1,298,376
2023	Homeowner's exemption	$240,420 (+15.26%) Land $149,184 Building $91,236	$601,050 (+15.26%) Land $372,960 Building $228,090
2022	Homeowner's exemption	$208,596 Land $134,148 Building $74,448	$521,490 Land $335,370 Building $186,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2989 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2989 Pea Rdg Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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