2989 Laredo Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 2989 Laredo Ct, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$187,900 (Sep 2020)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Dec 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`049A-15-212`

Property Details

APN / Parcel Number

Primary APN	`049A-15-212`
Alternative APN	`382768`

Exterior

Lot Area	8,276 sqft (0.189 acres)

Location & Zoning

Street Address	2989 LAREDO CT
City	BOWLING GREEN
State	KY
Zip	42101-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:212 SUBD:MCKINNEY FARMS
Legal Subdivision	MCKINNEY FARMS
Legal Lot Number	212
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

2989 Laredo Ct is owned and occupied by an individual who bought it in September 2020.

Source: Warren County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2989 LAREDO CT, BOWLING GREEN, KY 42101-8734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 26, 2019	Deed, Construction Loan · Construction Mortgage FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	1156290
Deed Book / Page	D1214 / 530
Record Updated	Jun 8, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Sep 28, 2020
Property Address	2989 LAREDO CT, BOWLING GREEN, KY 42101-8734
Document Number	0D1214/530
Book / Page	D1214 / 530
Map Reference	MB 43 PG 285-286
Instrument Date	Sep 25, 2020
Instrument	1156290
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 CARTER SIMS RD, 745, BOWLING GREEN, KY 42104-7828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2989 LAREDO COURT, BOWLING GREEN, KY 42101-8734

Mortgage

Document Number	0M3038/447
Date	Sep 28, 2020
Book Page	M3038/447
Instrument	1156291

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Dec 26, 2019
Property Address	2989 LAREDO CT, BOWLING GREEN, KY 42101-8734
Document Number	0D1198/046
Book / Page	D1198 / 046
Map Reference	MB 43 PG 285&286
Instrument Date	Dec 23, 2019
Instrument	1121532
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 S PARK DR, BOWLING GREEN, KY 42103-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 MALLORY CT, BOWLING GREEN, KY 42103-1300

Mortgage

Document Number	0001121533
Date	Dec 26, 2019
Instrument	1121533

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 23, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2989 Laredo Ct was $1,450.

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00	$202,600	$202,600
2023	$1,369.00 (+2.55%) Homeowner's exemption	$187,900 (-)	$187,900 (-)
2022	$1,335.00 Homeowner's exemption	$187,900	$187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2989 Laredo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2989 Laredo Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, North Central Communications.

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