2989 Elm St, Live Oak, CA 95953 Property Records

Sutter County property record for 2989 Elm St, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$167,000 (Sep 2021)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Mortgage + 6 more
APN	`006-201-033-000`

Property Details

APN / Parcel Number

Primary APN	`006-201-033-000`
Alternative APN	`06-201-033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-201-033
Street Address	2989 ELM ST
City	LIVE OAK
State	CA
Zip	95953-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PTN OF THE NORTHWEST 1/4 SEC 5 T. 16 N. R. 3 E.
Legal Range	03E
Legal Township	16N
Legal Section	05
Legal Lot Number	16
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1012
Census Tract	50702

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX J, YUBA CITY, CA 95992-0976
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage IMC MORTGAGE CORP
Jul 26, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 10, 2022	Grant Deed, Transfer
Dec 13, 2021	Grant Deed, Transfer
Sep 30, 2021	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 30, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 26, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	202117802
Last Transfer Date	Jul 22, 2022
Transfer Doc	0000010363
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Jul 26, 2022
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000010362
Instrument Date	Jul 22, 2022
Instrument	2022-0010362
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX J, YUBA CITY, CA 95992-0976

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Jul 26, 2022
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000010364
Instrument Date	Jul 22, 2022
Instrument	2022-0010364
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX J, YUBA CITY, CA 95992-0976

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010365
Date	Jul 26, 2022
Instrument	2022-0010365

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Jul 26, 2022
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000010363
Instrument Date	Jul 22, 2022
Instrument	2022-0010363
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX J, YUBA CITY, CA 95992-0976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX J, YUBA CITY, CA 95992-0976

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Feb 10, 2022
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000002150
Instrument Date	Feb 4, 2022
Instrument	2022-0002150
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX J, YUBA CITY, CA 95992-0976
Investor	Possibly a Property Investor

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Dec 13, 2021
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000022863
Instrument Date	Dec 3, 2021
Instrument	2021-0022863
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX J, YUBA CITY, CA 95992-0976

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SUTTER CA
Recording Date	Sep 30, 2021
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000017801
Instrument Date	May 28, 2021
Instrument	2021-0017801
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8551 CORRIGAN WAY, RENO, NV 89506-2111

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Sep 30, 2021
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000017802
Instrument Date	May 28, 2021
Instrument	2021-0017802
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX J, YUBA CITY, CA 95992-0976

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	May 26, 2020
Property Address	2989 ELM ST, LIVE OAK, CA 95953-2209
Document Number	0000007445
Instrument Date	May 19, 2020
Instrument	2020-0007445
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8551 CORRIGAN WAY, RENO, NV 89506-2111

Mortgage

Document Number	0000007446
Date	May 26, 2020
Instrument	2020-0007446

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,377 (+2%) Land $82,804 Building $101,573	$184,377
2025	$2,386.00 (+10.46%)	$180,763 (+4.04%) Land $81,181 Building $99,582
2023	$2,160.00	$173,746 Land $78,030 Building $95,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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