2989 110th St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 2989 110th St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Tax Bill	$3,932 (2025)
Deeds & Mortgages	Nov 2021 Refinance Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128 1645.0104`

Property Details

APN / Parcel Number

Primary APN	`128 1645.0104`
Alternative APN	`22809-2622-7309-4004`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Account Number	128 1645.0104
Street Address	2989 110TH ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NW LOT 4 OF CERT SUR MAP #3094 IN V14 P139 DOC #717912 (LOC IN LOT 4 OF LAKE CREST ESTATES)
Legal Range	09W
Legal Township	28N
Legal Section	26
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	LAKE CREST ESTATES
Legal Lot Number	4
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAKE HALLIE
Census Block Group	1
Census Block	1000
Census Tract	10100

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2989 110TH ST, CHIPPEWA FALLS, WI 54729-6716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Jan 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage BANK MUTUAL
Jun 5, 2024	Transfer on Death Deed, Transfer
Mar 30, 2012	Warranty Deed, Transfer · ARM BANK MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2012
Deed Sale	Mar 30, 2012
Deed Document Number	806180
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	2989 110TH ST, CHIPPEWA FALLS, WI 54729-6716
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000926210
Date	Nov 29, 2021
Instrument	926210

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	2989 110TH ST, CHIPPEWA FALLS, WI 54729-6716
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934475
Date	Aug 2, 2022
Instrument	934475

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	2989 110TH ST, CHIPPEWA FALLS, WI 54729-6716
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000817763
Date	Jan 15, 2013
Instrument	817763

Lender

Name	BANK MUTUAL
Type	Bank
Address	MILWAUKEE, WI 53224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jun 5, 2024
Property Address	2989 110TH ST, CHIPPEWA FALLS, WI 54729-6716
Document Number	0000950957
Instrument Date	May 31, 2024
Instrument	950957
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Mar 30, 2012
Property Address	2989 110TH ST, CHIPPEWA FALLS, WI 54729-6716
Document Number	0000806180
Instrument Date	Mar 28, 2012
Instrument	806180
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000806181
Date	Mar 30, 2012
Instrument	806181

Lender

Name	BANK MUTUAL
Type	Bank
Address	MILWAUKEE, WI 53224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 10, 2011
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Lake Hallie Village
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,932.00 (+6.94%) Homeowner's exemption	$249,000 (-) Land $28,500 Building $220,500	$395,000 (+12.25%)
2023	$3,677.00 Homeowner's exemption	$249,000 Land $28,500 Building $220,500	$351,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1980–2023)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: 24-7 Telcom.

Cell Coverage

5G (outdoors only) and 4G LTE

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