Wayne County property record for 29886 Pointe Dr, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,595 sqft · built 1960 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,074 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 017 01 1075 000 |
| Primary APN | 36 017 01 1075 000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,595 sqft |
| Basement Area | 1,595 sqft |
| Unfinished Basement | 1,595 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 139 ft deep x 86.7 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 29886 POINTE DR |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01D1075 1076 T5S LOTS 1075 AND 1076 HALLS GIBRALTAR SUB NO. 1 PC 54,355 T5S R10E L56 P20 WCR |
| Legal Subdivision | HALLS GIBRALTAR NO 1 |
| Legal Lot Number | 1075 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 597000 |
29886 Pointe Dr is owned and occupied by an individual who acquired it in November 2023.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29886 POINTE DR, GIBRALTAR, MI 48173-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 30, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 30, 2023 |
| Transfer Doc | 0585751396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 13, 2026 |
| Property Address | 29886 POINTE DR, GIBRALTAR, MI 48173-9527 |
| Document Number | 0000180129 |
| Book / Page | 60280 / 483 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026180129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29886 POINTE DR, GIBRALTAR, MI 48173-9527 |
| Document Number | 0000180129, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 60280/483 |
| Instrument | 2026180129 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 29886 POINTE DR, GIBRALTAR, MI 48173-9527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 29886 POINTE DR, GIBRALTAR, MI 48173-9527 |
| Document Number | 0585751384 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 58575/1384 |
| Instrument | 2023293333 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 30, 2023 |
| Property Address | 29886 POINTE DR, GIBRALTAR, MI 48173-9527 |
| Document Number | 0585751396 |
| Book / Page | 58575 / 1396 |
| Map Reference | LB 56 PG 20&21 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023293334 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29886 POINTE DR, GIBRALTAR, MI 48173-9527 |
The 2025 property tax bill for 29886 Pointe Dr was $5,074 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,000 (+7.53%) | $340,000 (+7.53%) | |
| 2025 | $5,074.00 Homeowner's exemption | $158,100 | $316,200 |
| 2023 | $4,784.00 Homeowner's exemption | $145,400 | $290,800 |
| 2020 | $4,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29886 Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 234 (1978–2018) |
| Claims Outside the SFHA | 40 of 234 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 29886 Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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