298800 E 1870 Rd, Loco, OK 73442 Property Records

Stephens County property record for 298800 E 1870 Rd, Loco, OK 73442

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,630 sqft · built 1972
Lot Size	100 acres (4,356,000 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Jul 2013)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jul 2013 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10646`

Property Details

APN / Parcel Number

Primary APN	`10646`
Alternative APN	`0000-12-03S-05W-4-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,356,000 sqft (100 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	186 sqft
Shed	1 Shed
Shed Area	180 sqft
Poultry House	28 sqft
Storage Building	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10646
Street Address	298800 E 1870 RD
City	LOCO
State	OK
Zip	73442-1611
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	12-3S-5W E1/2 SE & E1/2 NWSE
Legal Range	05W
Legal Township	03S
Legal Section	12
Legal Subdivision	T3S-R5W
Legal Block	3S
Legal Lot Number	5W
Jurisdiction	STEPHENS OK
Township / Civil Division	COMANCHE
Census Block Group	3
Census Block	3204
Census Tract	1100

Owner

298800 E 1870 Rd, a rural home, is owned and occupied by two individuals who bought it in July 2013.

Source: Stephens County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	298800 E 1870 RD, LOCO, OK 73442-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2013 · Amount on File
Deed Sale	Jul 19, 2013 · Amount on File
Prior Sale	Nov 28, 1994 · Amount on File
Deed Document Number	2013879570
Deed Book / Page	4580 / 108
Record Updated	Oct 29, 2026

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 19, 2013
Property Address	298800 E 1870 RD, LOCO, OK 73442-1611
Document Number	004580/108
Book / Page	4580 / 108
Instrument Date	Jul 19, 2013
Instrument	2013-879570
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HC 64 BOX 2150, LOCO, OK 73442

Mortgage

Document Number	0004580109
Date	Jul 19, 2013
Instrument	4580/109

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 19, 2014

Tax Assessment & Valuation

The 2025 property tax bill for 298800 E 1870 Rd was $1,220 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,395 (+1.96%) Land $1,966 Building $15,429	$158,132 (+1.95%) Land $17,873 Building $140,259
2025	$1,220.00 Homeowner's exemption	$17,061 Land $1,966 Building $15,095	$155,105 Land $17,873 Building $137,232
2023	$1,151.00 Homeowner's exemption	$15,936 Land $1,686 Building $14,250	$144,869 Land $15,325 Building $129,544

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 298800 E 1870 Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1988–2009)
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298800 E 1870 Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE only, no 5G reported

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