2988 Lavis Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2988 Lavis Rd, Duluth, MN 55804

Property Summary

Property Type	Seasonal / Vacation Home
Details	520 sqft · built 1930
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Jul 2026)
Tax Bill	$1,290 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`415-0010-02820`

Property Details

APN / Parcel Number

Primary APN	`415-0010-02820`
Alternative APN	`978568`

Interior

Stories	1 Story
Building Area	520 sqft Gross Area
1st Floor Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Lot Area	435,600 sqft (10 acres)
Garage Area	280 sqft
Deck Area	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	978568
Street Address	2988 LAVIS RD
City	DULUTH
State	MN
Zip	55804
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	MUNS
Legal Description	E 1/2 OF W 1/2 OF SW 1/4 OF SE 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	09
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2014
Census Tract	10500

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5273 TERRACE HEIGHTS CT, RENO, NV 89523-1829
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FEDERAL CREDIT UNION
Jun 26, 2026	Deed of Distribution, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Deed Document Number	20261537352
Prior Transfer Date	Jun 5, 2026
Prior Transfer Doc	0001535033
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2026
Property Address	2988 LAVIS RD, DULUTH, MN 55804
Document Number	0001537352
Instrument Date	Jul 10, 2026
Instrument	20261537352
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5273 TERRACE HEIGHTS CT, RENO, NV 89523-1829

Mortgage

Document Number	0001537353,
Date	Jul 29, 2026
Instrument	20261537353

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2026
Property Address	2988 LAVIS RD, DULUTH, MN 55804
Document Number	0001535033
Instrument Date	Jun 5, 2026
Instrument	20261535033
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	375 S STUMP TAVERN RD, JACKSON, NJ 08527-3326

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,290.00 (+5.22%)
2025	$1,226.00 (+2.17%)	$121,300 (+8.3%) Land $113,200 Building $8,100	$121,300 (+8.3%) Land $113,200 Building $8,100
2024	$1,200.00	$112,000 (+4.48%) Land $104,500 Building $7,500	$112,000 (+4.48%) Land $104,500 Building $7,500
2022		$107,200 Land $99,700 Building $7,500	$107,200 Land $99,700 Building $7,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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