2988 Gilford Way, Naples, FL 34119 Property Records

Collier County property record for 2988 Gilford Way, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details1,983 sqft · built 2003
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$439,000 (Nov 2017)
Tax Bill$4,670 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN426290 13513B33

Property Details

APN / Parcel Number

Primary APN426290 13513B33
Alternative APN
  • 52252002668

Interior

Stories1 Story
Building Area1,983 sqft Living Area
1st Floor Area1,983 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeConcrete
Lot Area11,761 sqft (0.27 acres)
Pool Area312 sqft
Deck Area688 sqft

Location & Zoning

Street Address2988 GILFORD WAY
CityNAPLES
StateFL
Zip34119-7523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionISLANDWALK PHASE SIX LOT 1351
Legal Range26
Legal Township48
Legal Section33
Legal SubdivisionISLANDWALK PHASE 6
Legal Phase6
Legal Tract426290
Legal Block2
Legal Lot Number1351
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2007
Census Tract10435

Owner

2988 Gilford Way is owned and occupied by two individuals who bought it in November 2017.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2988 GILFORD WAY, NAPLES, FL 34119-7523
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 22, 2020Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Nov 21, 2017Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2017 · Amount on File
Deed SaleNov 21, 2017 · Amount on File
Prior SaleFeb 27, 2003 · Amount on File
Deed Document Number20175473407
Deed Book / Page5450 / 2949
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2988 GILFORD WAY, NAPLES, FL 34119-7523
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2988 GILFORD WAY, NAPLES, FL 34119-7523

Mortgage

Document Number0059273354
DateApr 14, 2021
Book Page5927/3354
Instrument6038479
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2988 GILFORD WAY, NAPLES, FL 34119-7523
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2988 GILFORD WAY, NAPLES, FL 34119-7523

Mortgage

Document Number0058333319
DateOct 22, 2020
Book Page5833/3319
Instrument5942271
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount on Record
Term120 Months
DueOct 19, 2030

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 21, 2017
Property Address2988 GILFORD WAY, NAPLES, FL 34119-7523
Document Number0054502949
Book / Page5450 / 2949
Map ReferenceMB36 PG89-92
Instrument DateNov 15, 2017
Instrument5473407
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,073.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5620 OAKES DR, 5620, BRENTWOOD, TN 37027-4617

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2988 GILFORD WAY, NAPLES, FL 34119-7523

Mortgage

Document Number0005473408
DateNov 21, 2017
Instrument5473408
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2988 Gilford Way was $4,670 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$472,334 (+2.7%)$602,417 (-24.68%) Land $316,542 Building $285,875
2025$4,670.00 Homeowner's exemption$459,916$799,840 Land $525,534 Building $274,306
2023$4,315.00 (-2.2%) Homeowner's exemption$433,936 (+3%)$811,268 (+27.04%) Land $464,425 Building $346,843
2022$4,412.00 Homeowner's exemption$421,297$638,607 Land $268,940 Building $369,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2988 Gilford Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 316 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies316 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2988 Gilford Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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