2988 Clay St, Placerville, CA 95667 Property Records

El Dorado County property record for 2988 Clay St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,007 sqft · built 1936
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Jun 2023 Transfer Oct 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`002-122-030-000`

Property Details

APN / Parcel Number

Primary APN	`002-122-030-000`
Alternative APNs	`00212230100` `0021223010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,007 sqft Living Area
1st Floor Area	1,007 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1962
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Terrain	Gentle Slope
Patio Area	1,007 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2988 CLAY ST
City	PLACERVILLE
State	CA
Zip	95667-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	POR L 1 BL 25 PLACERVILLE
Legal Subdivision	PLACERVILLE
Legal Block	25
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1018
Census Tract	31100

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3736 NORTHPARK CT, CONCORD, CA 94519-1458
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer
Oct 25, 2017	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC
Oct 26, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 16, 2019	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 30, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 30, 2018	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020
Deed Sale	Oct 26, 2020
Prior Sale	Aug 16, 2019
Deed Document Number	202060464
Last Transfer Date	Jun 22, 2023
Transfer Doc	0000017170
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 23, 2023
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000017170
Instrument Date	Jun 22, 2023
Instrument	2023-0017170
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3736 NORTHPARK CT, CONCORD, CA 94519-1458

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047886
Date	Oct 25, 2017
Instrument	2017-0047886

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Oct 26, 2020
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000060464
Instrument Date	Oct 20, 2020
Instrument	2020-0060464
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2203, PLACERVILLE, CA 95667-2203

Mortgage

Document Number	0000060465
Date	Oct 26, 2020
Instrument	2020-0060465

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 26, 2020
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000060466
Instrument Date	Oct 20, 2020
Instrument	60466
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2203 PLACERVILLE CA 956672203, PLACERVILLE, CA 95667-2203

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 16, 2019
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000033381
Instrument Date	Aug 7, 2019
Instrument	33381
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2988 CLAY ST PLACERVILLE CA 956674633, PLACERVILLE, CA 95667-4633

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Aug 16, 2019
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000033379
Instrument Date	Aug 7, 2019
Instrument	2019-0033379
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633

Mortgage

Document Number	0000033380
Date	Aug 16, 2019
Instrument	2019-0033380

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 30, 2018
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000016113
Instrument Date	Apr 26, 2018
Instrument	16113
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 CLAY ST PLACERVILLE CA 956674633, PLACERVILLE, CA 95667-4633

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 30, 2018
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000016115
Instrument Date	Apr 26, 2018
Instrument	2018-0016115
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 6, 2018
Property Address	2988 CLAY ST, PLACERVILLE, CA 95667-4633
Document Number	0000008292
Instrument Date	Mar 5, 2018
Instrument	8292
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2203 PLACERVILLE CA 956672203, PLACERVILLE, CA 95667-2203

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,565 (+2%) Land $66,325 Building $264,240
2025	$3,439.00 (+2.14%)	$324,084 (+30.44%) Land $65,025 Building $259,059
2024	$3,367.00 (+26.44%)
2023	$2,663.00 (+1,000.41%)	$248,463 Land $109,266 Building $139,197
2022	$242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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