2987 Regatta Rd, Naples, FL 34103 Property Records

Collier County property record for 2987 Regatta Rd, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	4,857 sqft · built 2021
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individuals on Record
Last Sale	$4,650,000 (Feb 2021)
Tax Bill	$50,844 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`088300 N 224A21`

Property Details

APN / Parcel Number

Primary APN	`088300 N 224A21`
Alternative APNs	`12985480005023600N224` `12985480005`

Interior

Stories	1 Story
Building Area	4,857 sqft Living Area
1st Floor Area	1,712 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Area	80 sqft
Pool Area	570 sqft
Deck Area	1,046 sqft

Location & Zoning

Street Address	2987 REGATTA RD
City	NAPLES
State	FL
Zip	34103-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 6 BLK N LOT 22
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 6
Legal Tract	088300
Legal Block	N
Legal Lot Number	22
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	301

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2987 REGATTA RD, NAPLES, FL 34103-4120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK
May 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 7, 2019	Warranty Deed, Transfer NOT AVAILABLE
Oct 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	20215993896
Deed Book / Page	5884 / 3585
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0056270686
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2987 REGATTA RD, NAPLES, FL 34103-4120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056712069
Date	Sep 9, 2019
Book Page	5671/2069
Instrument	5762832

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 6, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 1, 2021
Property Address	2987 REGATTA RD, NAPLES, FL 34103-4120
Document Number	0058843585
Book / Page	5884 / 3585
Map Reference	MB 8 PG 7&8
Instrument Date	Jan 29, 2021
Instrument	5993896
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2123 LAUGA WAY, NAPLES, FL 34103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2987 REGATTA RD, NAPLES, FL 34103-4120

Mortgage

Document Number	0058843591
Date	Feb 1, 2021
Instrument	5884/3591

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.5%
Index	Other
Max Rate	9.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 28, 2019
Property Address	2987 REGATTA RD, NAPLES, FL 34103-4120
Document Number	0056341043
Book / Page	005634 / 001043
Instrument Date	May 24, 2019
Instrument	5717811
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2123 LAGUNA WAY NAPLES FL 341097111, NAPLES, FL 34109-7111

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 7, 2019
Property Address	2987 REGATTA RD, NAPLES, FL 34103-4120
Document Number	0056270686
Book / Page	005627 / 000686
Instrument Date	Apr 24, 2019
Instrument	5709192
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2987 REGATTA RD NAPLES FL 341034120, NAPLES, FL 34103-4120

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 23, 2017
Property Address	2987 REGATTA RD, NAPLES, FL 34103-4120
Document Number	0054421396
Book / Page	005442 / 001396
Instrument Date	Oct 10, 2017
Instrument	5461839
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2987 REGATTA RD NAPLES FL 341034120, NAPLES, FL 34103-4120

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50,844.00 (-4%) Homeowner's exemption	$5,655,956 (-4.5%) Land $2,010,580 Building $3,645,376	$5,655,956 (-12.65%) Land $2,010,580 Building $3,645,376
2024	$52,962.00 (-7.37%)
2023	$57,176.00 (+8.3%)	$5,922,160 (+1%)	$6,475,344 (+20.28%) Land $2,149,774 Building $4,325,570
2022	$52,794.00	$5,383,782 Land $1,640,169 Building $3,743,613	$5,383,782 Land $1,640,169 Building $3,743,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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