2987 Old Mill Ct, Geneva, IL 60134 Property Records

Kane County property record for 2987 Old Mill Ct, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,290 sqft · built 1999
Lot Size0.47 acres (2,040 sqft)
Owner2 Trust Names on File
Last Sale$79,500 (Mar 2016)
Tax Bill$5,211 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-127-058

Property Details

APN / Parcel Number

Primary APN12-08-127-058

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,290 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area2,040 sqft (0.47 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2987 OLD MILL CT
CityGENEVA
StateIL
Zip60134-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNHOMES OF STERLING MANOR CONDO BLDG 23 - UNIT 2
Legal SubdivisionSTERLING MANOR CONDO
Legal Block4
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4029
Census Tract854800

Owner

2987 Old Mill Ct is owner-occupied and held in a trust since July 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address2987 OLD MILL CT, GENEVA, IL 60134-4609
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Feb 4, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2016 · Amount on File
Deed SaleMar 21, 2016 · Amount on File
Prior SaleMay 17, 2011 · Amount on File
Deed Document Number201613115
Last Transfer DateJul 19, 2024
Transfer Doc0000025908
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2987 OLD MILL CT, GENEVA, IL 60134-4609
Document Number0000007746
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2987 OLD MILL CT GENEVA IL 601344609, GENEVA, IL 60134-4609

Mortgage

Document Number0000007746
DateFeb 11, 2020
Instrument7746
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term948 Months
DueFeb 10, 2099
Interest
Rate TypeAdjustable Rate
Rate4.05%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2987 OLD MILL CT, GENEVA, IL 60134-4609
Document Number0000007747
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2987 OLD MILL CT GENEVA IL 601344609, GENEVA, IL 60134-4609

Mortgage

Document Number0000007747
DateFeb 11, 2020
Instrument7747
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term948 Months
DueFeb 10, 2099
Interest
Rate TypeAdjustable Rate
Rate4.05%

Tax Assessment & Valuation

The 2025 property tax bill for 2987 Old Mill Ct was $5,211.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,211.00$80,154 (+8.5%) Land $11,230 Building $68,924$240,558 (+8.5%) Land $33,703 Building $206,855
2024$73,874 Land $10,350 Building $63,524$221,711 Land $31,062 Building $190,648
2022$4,709.00 (+3.24%) Homeowner's exemption$62,403 (+3.86%) Land $8,743 Building $53,660$187,209 (+3.86%) Land $26,229 Building $160,980
2021$4,561.00 Homeowner's exemption$60,084 Land $8,418 Building $51,666$180,252 Land $25,254 Building $154,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2987 Old Mill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2987 Old Mill Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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