2987 High Point Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 2987 High Point Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1992
Lot Size	5.04 acres (219,542 sqft)
Owner	Company Name on Record
Last Sale	$248,000 (May 2017)
Tax Bill	$2,713 (2026)
Deeds & Mortgages	Nov 2023 Transfer Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40998`

Property Details

APN / Parcel Number

Primary APN	`40998`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
1st Floor Area	793 sqft
Basement Area	793 sqft
Finished Basement	793 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Porch	Slab
Deck Area	632 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2987 HIGH POINT LN
City	GLOUCESTER
State	VA
Zip	23061-3165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	MARTINS HILL PARCEL B POPLAR SPRING BRANCH
Legal Subdivision	PLAT: PB24 348
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1007
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Intrafamily Transfer, Transfer
Jul 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK
Jan 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance C2C BROKERS INC
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	20172450
Prior Transfer Date	Nov 20, 2007
Prior Transfer Doc	0000008855
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 30, 2023
Property Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165
Document Number	0230004526
Instrument Date	Nov 29, 2023
Instrument	230004526
Transaction Type	Transfer
Record Updated	Jan 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002602
Date	Jul 7, 2023
Instrument	230002602

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000100
Date	Jan 6, 2022
Instrument	220000100

Lender

Name	C2C BROKERS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004930
Date	Nov 7, 2018
Instrument	180004930

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 26, 2017
Property Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165
Document Number	170002450
Instrument Date	May 12, 2017
Instrument	170002450
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	SAFE HARBOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2987 HIGH POINT LN, GLOUCESTER, VA 23061-3165

Mortgage

Document Number	170002451
Date	May 26, 2017
Instrument	170002451

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,713.00 (+15.69%)	$465,420 (+21.83%) Land $115,810 Building $349,610	$465,420 (+21.83%) Land $115,810 Building $349,610
2025	$2,345.00 (+5.3%)	$382,030 (-) Land $90,550 Building $291,480	$382,030 (-) Land $90,550 Building $291,480
2024	$2,227.00	$382,030 (-) Land $90,550 Building $291,480	$382,030 (-) Land $90,550 Building $291,480
2023	$2,227.00 (+6.4%)	$382,030 (+32.29%) Land $90,550 Building $291,480	$382,030 (+32.29%) Land $90,550 Building $291,480
2022	$2,093.00	$288,790 Land $85,450 Building $203,340	$288,790 Land $85,450 Building $203,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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