2987 Hemlock Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2987 Hemlock Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 521 sqft · built 1953
Lot Size	0.038 acres (1,647 sqft)
Owner	Company Name on File
Last Sale	$399,000 (Mar 2021)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Feb 2022 Transfer Mar 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`068-198-014`

Property Details

APN / Parcel Number

Primary APN	`068-198-014`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	521 sqft Living Area
1st Floor Area	521 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	1,647 sqft (0.038 acres)

Location & Zoning

Street Address	2987 HEMLOCK AVE
City	MORRO BAY
State	CA
Zip	93442-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	CY MB OCEAN HTS 2 BL 25 LT 4
Legal Subdivision	OCEAN HEIGHTS 02
Legal Block	25
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2021
Census Tract	10505

Owner

2987 Hemlock Ave is owned by a company that bought it in March 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Intrafamily Transfer, Transfer
Mar 19, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Mar 19, 2021	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 9, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jan 14, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Deed Document Number	202121065
Prior Transfer Date	Jul 2, 1996
Prior Transfer Doc	0000033646
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 22, 2022
Property Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Document Number	0000008099
Map Reference	MB 3 PG 116
Instrument Date	Feb 21, 2022
Instrument	2022008099
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 19, 2021
Property Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Document Number	0000021066
Map Reference	MB 3 PG 116
Instrument Date	Mar 16, 2021
Instrument	2021021066
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 19, 2021
Property Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Document Number	0000021065
Map Reference	MB 3 PG 116
Instrument Date	Mar 8, 2021
Instrument	2021021065
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434

Mortgage

Document Number	0000021067
Date	Mar 19, 2021
Instrument	2021021067

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 9, 2020
Property Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Document Number	0000034399
Instrument Date	Jul 7, 2020
Instrument	34399
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2987 HEMLOCK AVE MORRO BAY CA 934421434, MORRO BAY, CA 93442-1434

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 14, 2019
Property Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Document Number	0000001449
Instrument Date	Jan 8, 2019
Instrument	1449
Transaction Type	Transfer
Record Updated	Jan 24, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1317 CHORRO ST SAN LUIS OBISPO CA 934014005, SAN LUIS OBISPO, CA 93401-4005

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 14, 2019
Property Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Document Number	0000001448
Instrument Date	Jan 8, 2019
Instrument	1448
Transaction Type	Transfer
Record Updated	Jan 24, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1317 CHORRO ST SAN LUIS OBISPO CA 934014005, SAN LUIS OBISPO, CA 93401-4005

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 14, 2019
Property Address	2987 HEMLOCK AVE, MORRO BAY, CA 93442-1434
Document Number	0000001447
Instrument Date	Jan 8, 2019
Instrument	1447
Transaction Type	Transfer
Record Updated	Jan 24, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1317 CHORRO ST SAN LUIS OBISPO CA 934014005, SAN LUIS OBISPO, CA 93401-4005

Tax Assessment & Valuation

The 2025 property tax bill for 2987 Hemlock Ave was $4,760.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,525 (+2%) Land $331,223 Building $109,302
2025	$4,760.00	$431,888 Land $324,729 Building $107,159
2023	$4,594.00 (+6.69%)	$415,119 Land $312,120 Building $102,999
2022	$4,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2987 Hemlock Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2987 Hemlock Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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