2986 W Gresham Hwy, Charlotte, MI 48813 Property Records

Eaton County property record for 2986 W Gresham Hwy, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,270 sqft
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Jan 2014)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06001530006000`

Property Details

APN / Parcel Number

Primary APN	`06001530006000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,270 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft

Exterior

Lot Area	29,621 sqft (0.68 acres)
Garage Area	1,488 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2986 W GRESHAM HWY
City	CHARLOTTE
State	MI
Zip	48813-8683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	13 RODS N & S BY 140 FEET E & W IN SW CORNER OF W 1/2 OF SW 1/4. SEC. 15, T3N R5W, CHESTER TOWNSHIP
Legal Range	05W
Legal Township	03N
Legal Section	15
Jurisdiction	EATON MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1044
Census Tract	20602

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2986 W GRESHAM HWY, CHARLOTTE, MI 48813-8683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2014 · Amount on Record
Deed Sale	Jan 29, 2014 · Amount on Record
Deed Book / Page	2504 / 662
Last Transfer Date	Jun 26, 2025
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	2986 W GRESHAM HWY, CHARLOTTE, MI 48813-8683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2848/1074
Date	Jun 1, 2020
Book Page	2848/1074

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Chester Township
Unified School District	Maple Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,200 (+31.13%)	$209,444 (+23.49%) Land $14,160 Building $195,284
2025	$1,875.00 (+14.54%)
2023		$84,800	$169,600
2022	$1,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: HomeWorks Connect, T-Mobile.

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