Anne Arundel County property record for 2986 Turtle Creek Rd, Laurel, MD 20724
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,154 sqft · built 1995 |
| Lot Size | 0.195 acres (8,489 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,891 (Jul 1995) |
| Tax Bill | $5,521 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-675-90083240 |
| Primary APN | 04-675-90083240 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,154 sqft Living Area |
| Gross Area | 3,574 sqft |
| 1st Floor Area | 1,567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,489 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 67590083240 |
|---|---|
| Street Address | 2986 TURTLE CREEK RD |
| City | LAUREL |
| State | MD |
| Zip | 20724-1978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 50 PAR 9 PH 2 RUSSETT |
| Legal Subdivision | RUSSETT |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 740502 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2986 TURTLE CREEK RD, LAUREL, MD 20724-1978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Nov 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 1995 · Amount on Record |
| Deed Sale | Jul 31, 1995 · Amount on Record |
| Prior Sale | Apr 26, 1995 · Amount on Record |
| Deed Book / Page | 7094 / 637 |
| Last Transfer Date | Dec 27, 2006 |
| Transfer Doc | 0186950723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2986 TURTLE CREEK RD, LAUREL, MD 20724-1978 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2986 TURTLE CREEK RD, LAUREL, MD 20724-1978 |
| Document Number | 0421100187 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 42110/187 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2986 TURTLE CREEK RD, LAUREL, MD 20724-1978 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Title Company | CLEAREDGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2986 TURTLE CREEK RD, LAUREL, MD 20724-1978 |
| Document Number | 0392710395 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 39271/395 |
| Name | HOMETAP INVESTMENT PARTNERS III SPV LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $621,367 (+0.82%) | $631,500 (+2.47%) Land $233,400 Building $398,100 | |
| 2025 | $5,521.00 (+2.51%) Homeowner's exemption | $616,300 (+18.69%) Land $233,400 Building $382,900 | $616,300 (-) Land $233,400 Building $382,900 |
| 2024 | $5,386.00 (+13.82%) | ||
| 2023 | $4,732.00 Homeowner's exemption | $519,233 | $616,300 Land $233,400 Building $382,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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