2986 Summit Rd, Big Clifty, KY 42712 Property Records

Grayson County property record for 2986 Summit Rd, Big Clifty, KY 42712

Property Summary

Property Type	Single Family Home
Lot Size	5.14 acres (223,942 sqft)
Owner	Individual Name on Record
Last Sale	$1,500 (May 2023)
Tax Bill	$875 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-00-00-001.0A`

Property Details

APN / Parcel Number

Primary APN	`134-00-00-001.0A`
Alternative APN	`161805`

Exterior

Lot Area	223,942 sqft (5.14 acres)

Location & Zoning

Account Number	161805
Street Address	2986 SUMMIT RD
City	BIG CLIFTY
State	KY
Zip	42712-6913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.141 AC & H & G
Legal Subdivision	RAYMOND FULKERSON PROPERTY CONTAINING 5
Jurisdiction	GRAYSON KY
Township / Civil Division	CLARKSON
Census Block Group	3
Census Block	3024
Census Tract	950200

Owner

Source: Grayson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2986 SUMMIT RD, BIG CLIFTY, KY 42712-6913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Book / Page	521 / 467
Prior Transfer Date	Nov 1, 2014
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON KY
Recording Date	Jul 13, 2026
Property Address	2986 SUMMIT RD, BIG CLIFTY, KY 42712-6913
Document Number	0030000647
Book / Page	30 / 647
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 SUMMIT RD, BIG CLIFTY, KY 42712-6913

Mortgage

Document Number	0030000647,
Date	Jul 13, 2026
Book Page	30/647

Lender

Name	CECILIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Grayson County
Unified School District	Grayson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,000 (-) Land $12,500 Building $75,500	$88,000 (-) Land $12,500 Building $75,500
2025	$875.00 (-2.89%)	$88,000 (-) Land $12,500 Building $75,500	$88,000 (-) Land $12,500 Building $75,500
2023	$901.00	$88,000 Land $12,500 Building $75,500	$88,000 Land $12,500 Building $75,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 19, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON COUNTY WATER DISTRICT serves 20,033 people · EPA ID KY0430616
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Summit Rd

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