2986 Shelby Dr, Augusta, GA 30906 Property Records

Augusta-Richmond County Consolidated Government property record for 2986 Shelby Dr, Augusta, GA 30906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2022)
Tax Bill	$673 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109-1-001-00-0`

Property Details

APN / Parcel Number

Primary APN	`109-1-001-00-0`
Alternative APNs	`57888` `46435`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Gross Area
1st Floor Area	1,024 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	103 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2986 SHELBY DR
City	AUGUSTA
State	GA
Zip	30906-3367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RICHMOND HILLS (00000) 007-A
Legal Subdivision	RICHMOND HILLS
Legal Block	A
Legal Lot Number	7
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2000
Census Tract	10506

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 21, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK
Feb 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2017	Grant Deed, Transfer · Conventional with PMI C&R INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20227283
Deed Book / Page	1859 / 2416
Prior Transfer Date	Feb 1, 2017
Prior Transfer Doc	0015662211
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367

Mortgage

Document Number	0019510000000551
Date	Dec 27, 2024
Book Page	0000001951/0000000551

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2052

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Recording Date	Apr 28, 2026
Property Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367
Document Number	0000016670
Book / Page	2012 / 1953
Instrument Date	Mar 12, 2026
Instrument	202616670
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367

Mortgage

Document Number	0000016670,
Date	Apr 28, 2026
Book Page	2012/1953
Instrument	202616670

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

Interest

Rate	6.09%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 21, 2022
Property Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367
Document Number	0018592416
Book / Page	1859 / 2416
Instrument Date	Sep 21, 2022
Instrument	2022-007283
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367

Mortgage

Document Number	2022039700
Date	Sep 21, 2022
Instrument	2022039700

Lender

Name	FLAGSTAR BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	Feb 6, 2017
Property Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367
Document Number	0015662211
Book / Page	001566 / 002211
Instrument Date	Feb 1, 2017
Instrument	3854
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2986 SHELBY DR AUGUSTA GA 309063367, AUGUSTA, GA 30906-3367

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Feb 6, 2017
Property Address	2986 SHELBY DR, AUGUSTA, GA 30906-3367
Document Number	0015662197
Book / Page	001566 / 002197
Instrument Date	Jan 31, 2017
Instrument	3851
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 SHELBY DR AUGUSTA GA 309063367, AUGUSTA, GA 30906-3367

Mortgage

Document Number	15662199
Date	Feb 6, 2017
Book Page	001566/002199
Instrument	3853

Lender

Name	C&R INVESTMENTS LLC
Address	PO BOX 1470, HARLEM, GA 30814-1470

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Feb 5, 2027

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$673.00 (-18.13%)
2025	$822.00 (+51.38%)	$48,404 (+24.1%) Land $2,380 Building $46,024	$121,010 (+24.1%) Land $5,950 Building $115,060
2023	$543.00 (-45.7%) Senior Citizen's exemption Additional exemption filed	$39,004 (+80.47%) Land $2,380 Building $36,624	$97,510 (+80.47%) Land $5,950 Building $91,560
2022	$1,000.00	$21,612 Land $2,380 Building $19,232	$54,030 Land $5,950 Building $48,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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