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2986 Reef St, Ventura, CA 93001 Property Records

Ventura County property record for 2986 Reef St, Ventura, CA 93001 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.75 ba · 3,495 sqft · built 1968
Lot Size0.107 acres (4,640 sqft)
OwnerCompany Name on File
Tax Bill$2,301 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN080-0-285-195

Property Details

APN / Parcel Number

Primary APN080-0-285-195

Interior

Bedrooms5 Beds
Full Baths3.75 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,495 sqft Living Area
1st Floor Area1,479 sqft
2nd Floor Area2,016 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area4,640 sqft (0.107 acres)
Garage Area621 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2986 REEF ST
CityVENTURA
StateCA
Zip93001-4161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 160101 LOT: 44 REF: 039MR 081
Legal Subdivision1601-1
Legal Tract160101
Legal Block285
Legal Lot Number44
JurisdictionVENTURA CA
Township / Civil DivisionVENTURA
Census Block Group4
Census Block4000
Census Tract2500

Owner

Source: Ventura County records · APN 080-0-285-195

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2986 REEF ST, VENTURA, CA 93001-4161
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 22, 2020Deed of Trust, Mortgage · Line of Credit
MONTECITO BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2986 REEF ST, VENTURA, CA 93001-4161
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2986 REEF ST, VENTURA, CA 93001-4161

Mortgage

Document Number2022000016436
DateFeb 07, 2022
Instrument2022000016436
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2986 REEF ST, VENTURA, CA 93001-4161
Document Number0000077291
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2986 REEF ST VENTURA CA 930014161, VENTURA, CA 93001-4161

Mortgage

Document Number0000077291
DateJun 03, 2020
Instrument77291
Lender
NameMONTECITO BK&TR
TypeBank
AddressSANTA BARBARA, CA 93120
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalitySan Buenaventura (Ventura) City
Unified School DistrictVentura Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$218,701 (+2%) Land $71,214 Building $147,487
2025$2,301.00 Homeowner's exemption$214,413 (+4.04%) Land $69,817 Building $144,596
2024$2,301.00 (+1.19%)
2023$2,274.00 (+7.42%) Homeowner's exemption$206,088 Land $67,106 Building $138,982
2022$2,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110025004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 109 individual NFIP policies nearby
Nearby Flood Policies109 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA8 of 12
Most Recent ClaimMar 2024, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 576 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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