Riverside County property record for 2986 Rainbow Ln, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 2003 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Nov 2023) |
| Tax Bill | $5,147 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 538-323-014 |
| Primary APN | 538-323-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2986 RAINBOW LN |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .10 ACRES IN LOT 224 MB 134/071 TR 18063 |
| Legal Subdivision | TRACT NO. 18063 |
| Legal Tract | 18063 |
| Legal Lot Number | 224 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 44300 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2986 RAINBOW LN, BANNING, CA 92220-3744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2003 · Amount on Record |
| Deed Document Number | 2023356525 |
| Prior Transfer Date | Nov 23, 2023 |
| Prior Transfer Doc | 0000356524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 30, 2023 |
| Property Address | 2986 RAINBOW LN, BANNING, CA 92220-3744 |
| Document Number | 0000356525 |
| Map Reference | MB 134 PG 71-76 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023-0356525 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2986 RAINBOW LN, BANNING, CA 92220-3744 |
| Document Number | 0000356526 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023-0356526 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,843 (+2%) Land $36,414 Building $348,429 | ||
| 2025 | $5,147.00 (+62.62%) Homeowner's exemption | $377,298 (+64.89%) Land $35,700 Building $341,598 | |
| 2023 | $3,165.00 (+2.16%) Homeowner's exemption | $228,814 Land $47,820 Building $180,994 | |
| 2022 | $3,098.00 | ||
| 2021 | $301,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, GeoLinks, Verizon.
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