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2986 NW 38th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 2986 NW 38th Ave, Okeechobee, FL 34972 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 2006
Lot Size0.214 acres (9,365 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Jul 2017)
Tax Bill$1,102 (2025)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone A (high risk)
APN1-05-37-35-0050-00560-0170

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0050-00560-0170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,204 sqft Heated Area
Gross Area1,606 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchOpen Porch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2986 NW 38TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD, INC. UNIT NO 5 (PLAT BOOK 3 PAGE 51) LOT 17 BLOCK 56
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD UN 05
Legal Block56
Legal Lot Number17
Legal Unit5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3013
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0050-00560-0170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2986 NW 38TH AVE, OKEECHOBEE, FL 34972-1102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2017 · Amount on Record
Deed SaleJul 10, 2017 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number2017006890
Deed Book / Page0793 / 0438
Record UpdatedJun 08, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 17, 2017
Property Address2986 NW 38TH AVE, OKEECHOBEE, FL 34972-1102
Document Number0007890383
Book / Page000789 / 000383
Instrument DateApr 17, 2017
Instrument3782
Transaction TypeTransfer
Record UpdatedJun 16, 2017
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2986 NW 38TH AVE OKEECHOBEE FL 349721102, OKEECHOBEE, FL 34972-1102

Mortgage

Document Number7890386
DateApr 17, 2017
Book Page000789/000386
Instrument3783
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2047

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,102.00 (-34.01%) Homeowner's exemption$121,015 (+5.99%)$201,173 (+3.61%) Land $19,000 Building $182,173
2023$1,670.00 (+9.72%) Homeowner's exemption$114,179 (+3%)$194,173 (+25.34%) Land $12,000 Building $182,173
2022$1,522.00 Homeowner's exemption$110,853$154,915 Land $10,000 Building $144,915

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939102013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims42 (1998–2025)
Claims Outside the SFHA3 of 42
Most Recent ClaimAug 2025
Claims By Storm
  • Tropical Storm Fay, Aug 2008 · 4 claims
  • Hurricane Wilma, Oct 2005 · 7 claims
  • Hurricane Frances, Sep 2004 · 18 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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