2986 Jamacha Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 2986 Jamacha Rd, El Cajon, CA 92019

Property Summary

Property Type	Commercial
Details	4,034 sqft · built 1989
Lot Size	0.477 acres (20,775 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Sep 2016)
Tax Bill	$31,150 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`506-120-04-00`

Property Details

APN / Parcel Number

Primary APN	`506-120-04-00`

Interior

Building Area	4,034 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	20,775 sqft (0.477 acres)

Location & Zoning

Street Address	2986 JAMACHA RD
City	EL CAJON
State	CA
Zip	92019-4337
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C36
Legal Description	LOT 4 TR 012479
Legal Subdivision	COUNTY/SAN DIEGO 4630
Legal Tract	012479
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13607

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1230 COLUMBIA ST, 1120, SAN DIEGO, CA 92101-8536
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage SAN DIEGO COUNTY CU
May 7, 2021	Grant Deed, Transfer
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	2016523510
Last Transfer Date	May 18, 2018
Transfer Doc	0000227149
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2986 JAMACHA RD, EL CAJON, CA 92019-4337
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241832
Date	Jun 8, 2022
Instrument	2022-0241832

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2021
Property Address	2986 JAMACHA RD, EL CAJON, CA 92019-4337
Document Number	0000352835
Map Reference	MAP 12479
Instrument Date	Apr 6, 2021
Instrument	2021-0352835
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12526 HIGH BLUFF DR STE 355, 355, SAN DIEGO, CA 92130-3074

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2018
Property Address	2986 JAMACHA RD, EL CAJON, CA 92019-4337
Document Number	0000227149
Instrument Date	May 18, 2018
Instrument	227149
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2986 JAMACHA RD EL CAJON CA 920194337, EL CAJON, CA 92019-4337

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,529,422 (+2%) Land $732,386 Building $797,036
2025	$31,150.00 (+10.13%)	$1,499,434 (+4.04%) Land $718,026 Building $781,408
2023	$28,284.00 (+3.81%)	$1,441,212 Land $690,146 Building $751,066
2022	$27,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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