2986 Ginas Way, Sevierville, TN 37862 Property Records

Sevier County property record for 2986 Ginas Way, Sevierville, TN 37862

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,773 sqft · built 2022
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Apr 2025)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-017.35`

Property Details

APN / Parcel Number

Primary APN	`103-017.35`
Alternative APNs	`1610310301735` `078103 01735`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,773 sqft Living Area
1st Floor Area	1,246 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	262 ft deep x 153 ft wide
Terrain	Mountain
Pool Area	112 sqft
Porch	Finished/Open Porch
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2986 GINAS WAY
City	SEVIERVILLE
State	TN
Zip	37862-7852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WALDENS CREEK EST PB 26 PG 149 LOT 36 153.11 X 262.47 IRR
Legal Subdivision	WALDENS CREEK EST
Legal Lot Number	36
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3010
Census Tract	80901

Owner

2986 Ginas Way is owned by two individuals who bought it in April 2025.

Source: Sevier County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	605 MAPLE VALLEY CT, MATTHEWS, NC 28104-9753
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage NEIGHBORHOOD ENRICHMENT LLC
Apr 15, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
May 27, 2021	Correction Deed
Apr 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on File
Deed Sale	Apr 15, 2025 · Amount on File
Prior Sale	Oct 19, 2022 · Amount on File
Deed Document Number	20258975
Deed Book / Page	6693 / 81
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0057990534
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	2986 GINAS WAY, SEVIERVILLE, TN 37862-7852
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7372 LIBERTY ONE DR, LIBERTY TOWNSHIP, OH 45044-8872

Mortgage

Document Number	0059070699
Date	Oct 5, 2021
Book Page	5907/699
Instrument	21037343

Lender

Name	NEIGHBORHOOD ENRICHMENT LLC
Type	Non-Lending Institution
Address	TERRACE PARK, OH 45174

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	21 Months
Due	Jul 1, 2023

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Apr 15, 2025
Property Address	2986 GINAS WAY, SEVIERVILLE, TN 37862-7852
Document Number	0066930081
Book / Page	6693 / 81
Map Reference	MB 26 PG 149
Instrument Date	Apr 11, 2025
Instrument	25008975
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	SMOKY MOUNTAIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MAPLE VALLEY CT, WEDDINGTON, NC 28104-9753

Mortgage

Document Number	0025008976
Date	Apr 15, 2025
Instrument	25008976

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Oct 19, 2022
Property Address	2986 GINAS WAY, SEVIERVILLE, TN 37862-7852
Document Number	0062040658
Book / Page	6204 / 658
Map Reference	MB 26 PG 149
Instrument Date	Oct 13, 2022
Instrument	22040936
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,208.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 THOMHILL DRIVE, EVANSVILLE, IN 47725

Mortgage

Document Number	0022040937
Date	Oct 19, 2022
Instrument	22040937

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SEVIER TN
Recording Date	May 27, 2021
Property Address	2986 GINAS WAY, SEVIERVILLE, TN 37862-7852
Document Number	0057990534
Book / Page	5799 / 534
Map Reference	MB 26 PG 149
Instrument Date	May 24, 2021
Instrument	21018970
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7372 LIBERTY ONE DR, LIBERTY TOWNSHIP, OH 45044-8872

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Apr 30, 2021
Property Address	2986 GINAS WAY, SEVIERVILLE, TN 37862-7852
Document Number	0057780177
Book / Page	5778 / 177
Map Reference	MB 26 PG 149
Instrument Date	Apr 30, 2021
Instrument	21015220
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7372 LIBERTY ONE DR, LIBERTY TOWNSHIP, OH 45044-8872

Tax Assessment & Valuation

The 2025 property tax bill for 2986 Ginas Way was $1,537.

Source: Sevier County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00	$103,825 Land $3,000 Building $100,825	$415,300 Land $12,000 Building $403,300
2024	$1,537.00
2023		$103,825 Land $3,000 Building $100,825
2021	$44.00		$415,300 Land $12,000 Building $403,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2986 Ginas Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2986 Ginas Way is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 98.3% of Tennessee
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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